|
CONSENT FOR ELECTRONIC DISCLOSURES
UNDER THE ELECTRONIC SIGNATURES IN GLOBAL AND NATIONAL
COMMERCE ACT
Please read this information carefully and print a
copy and/or retain this information electronically
for future reference.You are submitting a request
for a loan bid, pre-qualification, a loan application,
a real estate referral form, through Mortgage Depot
(hereinafter, a "Request"). Mortgage Depot
can only give you the benefits of our service by conducting
its business through the Internet. In order to do
this, we need you to consent to our giving you certain
disclosures electronically. This document informs
you of your rights when receiving legally required
disclosures, notices and information ("Disclosures")
from Mortgage Depot and the banks, lenders or loan
brokers, (we refer to all of these as "Lenders")
or real estate professionals to whom your Request
is submitted. By completing and submitting a Request
through Mortgage Depot, you acknowledge receipt of
this document and consent to the electronic delivery
of such Disclosures.
Electronic Communications.
Any Disclosures related to your Request will be provided
to you electronically through Mortgage Depot. However,
if you wish to obtain a paper copy of any of the Disclosures,
you may write to Mortgage Depot, Disclosure Request
Dept., 6750 Antioch #303,
Merriam, Ks. 66204, 913.362.2277
with the details of your request. Paper copies will
be provided to you at no charge. Consenting to Do
Business Electronically. Before you decide to do business
electronically with Mortgage Depot, you should consider
whether you have the required hardware and software
capabilities described below.
Scope of Consent.
Your consent to receive Disclosures and to do business
electronically, and our agreement to do so, only applies
to this Request. You will receive Disclosures from
Mortgage Depot, and you may also receive Disclosures
and other communications from our participating Lenders
or real estate professionals. After your Request is
transmitted to one or more of our participating Lenders
or real estate professionals, and after you decide
to continue to pursue your Request, then you and the
Lender or real estate professional should discuss
how subsequent Disclosures will be delivered.Hardware
and Software Requirements. To access and retain the
Disclosures electronically, you will need to use the
following computer software and hardware: Internet
Explorer 4.0 or above, Netscape Navigator 4.0 or above
or equivalent browser and email software; and hardware
capable of running this software program.
Withdrawing Consent.
Because Mortgage Depot will provide the Disclosures
to you instantly, you will not be able to withdraw
your consent to do business electronically with Mortgage
Depot. However, you may withdraw your consent to do
business electronically with our participating Lenders
or real estate professionals at no cost to you. You
may do so by contacting the Lender or real estate
professional at the mailing address, e-mail address
or telephone number they provide with their offer.
If you decide to withdraw your consent, the legal
validity and enforceability of prior electronic Disclosures
will not be affected.
Changes to Your Contact Information.
You should keep us informed of any change in your
electronic or mailing address. You may contact Mortgage
Depot by email regarding any such changes. YOUR
ABILITY TO ACCESS DISCLOSURES. BY COMPLETING AND SUBMITTING
YOUR REQUEST, YOU ACKNOWLEDGE THAT YOU CAN ACCESS
THE ELECTRONIC DISCLOSURES IN THE DESIGNATED FORMATS
DESCRIBED ABOVE.CONSENT. BY COMPLETING AND SUBMITTING
YOUR REQUEST, YOU CONSENT TO HAVING ALL DISCLOSURES
PROVIDED OR MADE AVAILABLE TO YOU IN ELECTRONIC FORM
AND TO DOING BUSINESS WITH Mortgage Depot ELECTRONICALLY.PLEASE
PRINT AND RETAIN A COPY OF THIS AGREEMENT FOR YOUR
RECORDS.
|
