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As we continue to build our business relationship with our clients, we are excited to announce our new Stated Program for owner-occupied commercial properties ONLY.

Below please find our minimum eligibility for you to send in your deals for review.

If the deal is a good fit, we will issues a LETTER OF INTENT to outline the basic structure of the proposed loan within 24-48 hours.

Eligibility

  • Minimum middle Fico score of 700

(if multiple guarantors, all other borrowers/guarantors must have a minimum of 650)

  • Business must be in existence for 5 years (on subject property)
  • Experian Business Score:
  1. a) Minimum Intelliscore Plus of 41
  2. b) Minimum Financial Stability of 50
  • Minimum DSCR of 1.10x
  • 80% Occupancy Required over 90 day trailing
  • 6 months reserves
  • Net Worth requirement on loan amounts exceeding 1M

Benefits:

  • No Personal or Business Tax Returns
  • No Business Financial Statements
  • Up to 75% LTV (depending on credit score)
  • 250K To 2M Loan Amount

Contact us today for a FREE consultation at (800) 535-0270 or email us by clicking here.