{"id":19766,"date":"2021-08-04T12:31:45","date_gmt":"2021-08-04T16:31:45","guid":{"rendered":"https:\/\/mortgagedepot.com\/?p=19766"},"modified":"2021-08-12T05:00:36","modified_gmt":"2021-08-12T09:00:36","slug":"secure-a-mortgage-as-a-non-permanent-resident-alien","status":"publish","type":"post","link":"https:\/\/mortgagedepot.com\/secure-a-mortgage-as-a-non-permanent-resident-alien\/","title":{"rendered":"Secure a Mortgage as a Non-Permanent Resident Alien"},"content":{"rendered":"<p>At <a href=\"https:\/\/mortgagedepot.com\/\" target=\"_blank\" rel=\"noopener\">MortgageDepot<\/a>, we understand that homeowners don&#8217;t all fit into the same mold. Our clients walk through our doors with different experiences under their belts. In most cases, these experiences shouldn&#8217;t stop them from realizing their homeownership dreams! That&#8217;s why we offer multiple innovative mortgage programs that address our clients&#8217; unique needs.<\/p>\n<p>If you are a non-permanent resident alien, renting isn&#8217;t your only option. MortgageDepot can help you secure a loan to <a href=\"https:\/\/mortgagedepot.com\/purchase-loan-programs\/\" target=\"_blank\" rel=\"noopener\">purchase<\/a> a home to call your own.<\/p>\n<p><strong>What Is Non-Permanent Resident Alien Status?<\/strong><\/p>\n<p>A non-permanent resident alien is a person who is living in the United States with a social security number but without a green card. They are usually in the United States for employment reasons. Non-permanent resident alien status can last several years, so it&#8217;s natural for these individuals to want to buy a home of their own.<\/p>\n<p><strong>Securing a Mortgage as a Non-Permanent Resident Alien<\/strong><\/p>\n<p>If you are a non-permanent resident alien, it might be easier than you think to qualify for a home loan. MortgageDepot considers non-permanent resident aliens with an expiring visa for a mortgage. Here are the eligibility requirements:<\/p>\n<ul>\n<li>Borrowers are still eligible if their Green Card has expired.<\/li>\n<li>Borrowers must present their I-485 (Application to Register Permanent Residence) and their I-797 (Notice of Action) as proof that they have applied for visa renewal.<\/li>\n<li>The I-797 form cannot say that the borrower&#8217;s application for visa renewal has been denied.<\/li>\n<li>The I-797 form alone is not sufficient for loan eligibility. The borrower must also present their I-485 to prove their legal status in the United States.<\/li>\n<li>The following visa types are eligible: E1-3, G1-5, H-1, H-1B, L-1, TC and TN-1.<\/li>\n<li>If the borrower&#8217;s visa is sponsored by their employer, the borrower must present written confirmation that their employer is planning to renew it.<\/li>\n<li>Borrowers must present a valid social security number. A tax ID number is not an acceptable substitute.<\/li>\n<li>Borrowers with diplomatic immunity are not eligible for the program.<\/li>\n<li>DACA borrowers are eligible for a mortgage if they meet all requirements outlined above.<\/li>\n<\/ul>\n<p><strong>Contact MortgageDepot Today<\/strong><\/p>\n<p>At MortgageDepot, our experienced loan officers remove the barriers associated with securing a mortgage. Whether you are a non-permanent resident alien or are facing a different situation, we can help. Contact us today to start your homeownership journey!<\/p>\n<p><span>Contact one of our\u00a0<\/span><a href=\"https:\/\/mortgagedepot.com\/loan-officers\/\" target=\"_blank\" rel=\"noopener noreferrer\">loan consultants<\/a><span>\u00a0to learn more.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>At MortgageDepot, we understand that homeowners don&#8217;t all fit into the same mold. Our clients walk through our doors with different experiences&#8230;<\/p>\n","protected":false},"author":70,"featured_media":19767,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[117,122],"tags":[],"_links":{"self":[{"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/posts\/19766"}],"collection":[{"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/users\/70"}],"replies":[{"embeddable":true,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/comments?post=19766"}],"version-history":[{"count":0,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/posts\/19766\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/media\/19767"}],"wp:attachment":[{"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/media?parent=19766"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/categories?post=19766"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/mortgagedepot.com\/wp-json\/wp\/v2\/tags?post=19766"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}