• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Explore Our Corporate Culture:

Check out photos of our staff and clients to stay abreast of our firm’s positive workplace and atmosphere as we serve your mortgage needs.

Refinance Loan Options


We offer several Non-Qualifying Mortgage programs for borrowers. “Non-Qualified” Loan means that the borrower does not meet the “Qualifies Mortgage” guidelines. But that doesn’t mean that they can’t get a mortgage loan, we make sure these borrowers have a path to homeownership.

  • Bank Statement
  • No Income Check Loans
  • Cash Flow Program
  • Asset Based Lending
  • Hard Money Financing
  • Foreign national

Welcome to Mortgage Depot!
Queens Mortgage Broker

We are among the leading mortgage broker companies in Queens, New York.

We recognize that everyone’s home financing needs are different. What makes us different from other mortgage brokers in New York is our commitment to friendly, personalized attention paid to every borrower and their mortgage needs. You’ll be impressed by how serious we are about simplifying the mortgage underwriting process with fast in-house decision making.


Non-QM Mortgage Closing with Yury

Every client that seeks the services of MortgageDepot presents us with a unique set of circumstances when applying for a home loan. This scenario was precisely the case for two separate clients that recently closed home mortgages with mortgage loan officer...

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Take advantage of the benefits of a reverse mortgage

Take advantage of the benefits of a reverse mortgageMortgageDepot has come up with a solution for homeowners of the baby-boomer generation to access the equity in a home without taking on the burden of a monthly mortgage payment. We work with members of...

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Meet Lisette Espinoza

I’d describe my role at MortgageDepot as a processor, and additionally I’m also a skilled underwriter who performs pre-qualifications as needed. Before joining the staff six years ago, I worked in bookkeeping and accounting.Each of my work days begins with...

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Client Testimonials

Orlando is a very professional and honest person and welcoming. Highly recommend working with him. –  Jaun Martinez
We get the house with Mortgage Depot help, especially Ruben Benjaminoff, He helped us a lot, from starting looking for the house until closing, step by step, very patience and always keep the words, we will recommend them to our family and friends, thank you Mortgage Depot, we’re very appreciate – Jusmawaty Sumardy

I’m glad I found Mortgage Depot to help refinance my coop. I had a tough time looking for one that would approve the coop and Mortgage Depot was there to help me through the process. They know what they were doing and made my process as smooth as possible. Steve and Phoebe were great and they both responded to my questions throughout the process. They made sure you know what is going on and stayed on top of everything for you. I would recommend anyone looking for a mortgage to go Mortgage Depot. 
Steve and Phoebe, can’t thank you enough
Mortgagedepot was their for our Ministry and got us the help we need with great concern. Thank you Mortgagedepot. – Gloria Yuen

My experience was great: amazing service and inceadably easy refinancing ! – Eugenia Krupnik

Exceptional customer service! Buying a home can be a daunting experience, but mortgage depot team were patient and took the time to ensure that I understood the process and all my questions were answered. I couldn’t have asked for a smoother experience. I would highly recommend the Mortgage Depot to anyone looking for a home! – Carleen Bully-Roche

Roman understands mortgages thoroughly and leaves no stone unturned. It’s a pleasure to work with someone with a mastery of the lending process.
Thank you!
– Roger Mashihi

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