A Unique Approach to Mortgage Financing

PURCHASE REFINANCE HELOC HOME IMPROVEMENT LOANS

Financing More Borrowers. Creating More Opportunities.

MortgageDepot helps homebuyers, homeowners, and real estate investors access financing that fits their unique financial picture. We specialize in delivering solutions, from conventional and government-backed loans to Jumbo and Non-QM financing, for borrowers whose needs extend beyond standard lending guidelines.

If you’re purchasing a home, refinancing an existing mortgage, investing in real estate, tapping into your home’s equity with a home equity loan or HELOC, or qualifying with alternative income documentation, our experienced mortgage professionals are committed to finding the financing solution that best fits your needs. With personalized guidance, innovative loan programs, and a streamlined digital process, we make financing simpler, faster, and more accessible, from application to closing.

Non QM Loans


• No Income Verification
• Bank Statement Programs
• Foreign National
• Jumbo Loans
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Commercial Loans


• Mixed-use Properties
• Shopping Centers
• Commercial Condos
• Multi-unit Properties
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Home Purchase


• 1st Time Home Buyers
• HomeReady Program
• HomePossible Program
• FHA & VA
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Home Refinance


• Debt Consolidation
• Cash-out for any purpose
• FHA Streamline
• HomeStyle Renovation
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Our Approach

Some borrowers fit neatly within conventional lending guidelines. Many don’t, and that’s where MortgageDepot excels.

Our team specializes in identifying financing solutions for borrowers with unique financial situations, including self-employed professionals, real estate investors, high-net-worth individuals, and those seeking alternative documentation or specialized loan programs. By combining extensive mortgage expertise with a streamlined digital experience, we make the financing process more efficient while helping borrowers explore a wider range of mortgage options.

  • “We are extremely happy and satisfied for the amazing work Ruben Benjaminoff and his team did.”
    Nataliya Michaelova
  • Thanks to Tariq Bailey and the mortgage depot team I am a first time home owner!
    Danesha Miller
  • We finally closed on our purchase after being declined with other lenders . We are forever thankful to Ruben.
    mark niazov
  • Mrs. Marzena Potrapeluk from Mortgage Depot made us feel like we were one of their top clients. ...
    Lidia Chaberek
  • This is the third transaction I did working with Marzena and I would highly recommend her as well as Mortgage Depot.
    Mariusz Pomykala
  • Boris has been the most outstanding and accessible loan officer that I've dealt with.”
    Alex Ruiz
  • Marzena is a very hard working multitasker, extremely knowledgeable in her profession, very committed.. 
    Lukasz Kuchta
  • My family finally got our first home!!! We are so excited. Tariq and his team worked so hard to make this happen.
    Abi balogun
  • I cant thank Jacqueline Rodriguez, Annecy Fuente and Tariq enough for our dream come true.
    gorgina nunez
  • We had a great experience with Marzena Potrapeluk. She is on call, helpful, fully professional and very nice.
    Mariusz Brzozowski
  • Marzena worked diligently through every step of my application and constantly kept me updated.
    czeslawa matyszczyk
  • Ruben Benjaminov and his team were amazing.
    Jennifer Kanarek
  • Thank you TeamBaily ( Tariq, Jaki and Shafina ) for making it happen. Would not go anywhere for Mortage purchasing.
    payel ahmad
  • Don't go anywhere else. Marzena is the best. I highly recommend her services. The best I have ever had the pleasure to work with.
    Pawel Zalewski
  • Marzena was sincere and helpful from beginning to end. She proposed an efficient loan process, arranging all the necessary steps from start to closing date.
    Blanca Agosto
MortgageDepot, New York Mortgage Lender

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