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Welcome to MortgageDepot

We are a rapidly growing, digitally enabled, multi-state, mortgage broker based out of New York. As the area’s largest independent mortgage broker, honesty, integrity, and financial reliability are the foundation of our company and all our relationships.

With a dedicated team of best-in-class, multilingual, mortgage professionals, our mission is to deliver exceptional client service to the culturally diverse communities we serve and be the mortgage company of choice for your purchase or refinance.

Non QM Loans


• No Income Verification
• Bank Statement Programs
• Foreign National
• Jumbo Loans
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Commercial Loans


• Mixed-use Properties
• Shopping Centers
• Commercial Condos
• Multi-unit Properties
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Home Purchase


• 1st Time Home Buyers
• HomeReady Program
• HomePossible Program
• FHA & VA
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Home Refinance


• Debt Consolidation
• Cash-out for any purpose
• FHA Streamline
• HomeStyle Renovation
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Our Approach

Our unique approach to financing “Out-Of-The-Box” mortgage transactions empowers our clients and allows them to achieve their financial goals. We combine a modern digital strategy with decades of mortgage industry expertise to help finance any borrower facing approval challenges.

We specialize in residential and commercial mortgages and offer an array of specialty and niche products designed to meet our clients and partners’ needs with multiple financing options at the lowest rates possible.

  • “We are extremely happy and satisfied for the amazing work Ruben Benjaminoff and his team did.”
    Nataliya Michaelova
  • Thanks to Tariq Bailey and the mortgage depot team I am a first time home owner!
    Danesha Miller
  • We finally closed on our purchase after being declined with other lenders . We are forever thankful to Ruben.
    mark niazov
  • Mrs. Marzena Potrapeluk from Mortgage Depot made us feel like we were one of their top clients. ...
    Lidia Chaberek
  • This is the third transaction I did working with Marzena and I would highly recommend her as well as Mortgage Depot.
    Mariusz Pomykala
  • Boris has been the most outstanding and accessible loan officer that I've dealt with.”
    Alex Ruiz
  • Marzena is a very hard working multitasker, extremely knowledgeable in her profession, very committed.. 
    Lukasz Kuchta
  • My family finally got our first home!!! We are so excited. Tariq and his team worked so hard to make this happen.
    Abi balogun
  • I cant thank Jacqueline Rodriguez, Annecy Fuente and Tariq enough for our dream come true.
    gorgina nunez
  • We had a great experience with Marzena Potrapeluk. She is on call, helpful, fully professional and very nice.
    Mariusz Brzozowski
  • Marzena worked diligently through every step of my application and constantly kept me updated.
    czeslawa matyszczyk
  • Ruben Benjaminov and his team were amazing.
    Jennifer Kanarek
  • Thank you TeamBaily ( Tariq, Jaki and Shafina ) for making it happen. Would not go anywhere for Mortage purchasing.
    payel ahmad
  • Don't go anywhere else. Marzena is the best. I highly recommend her services. The best I have ever had the pleasure to work with.
    Pawel Zalewski
  • Marzena was sincere and helpful from beginning to end. She proposed an efficient loan process, arranging all the necessary steps from start to closing date.
    Blanca Agosto
MortgageDepot, New York Mortgage Lender

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