Borrowers in the market to purchase a building lot, a farm or farmland will find MortgageDepot has a program tailored to meet their needs. Even though we are based in Queens, New York, we understand the challenges faced by buyers of farms, land, and other rural properties. Experts in rural financing, our loan officers take pride in offering expertise to borrowers in need of loans to finance rural properties, including:

  • Timberland
  • Farmland
  • Farms
  • Country homes
  • Building lots

Our mortgage loan officers have solutions to issues that frequently accompany farm and rural property transactions, such as the following:

  • Oversized lots
  • Unconventional structures, such as barns and silos
  • Unconventional water supply sources
  • Multiple parcels
  • Multiple-deed parcels

Because we understand farm and rural land markets, we offer to lend without acreage limitations. Unlike some mortgage companies that sometimes do not appraise all of the property you are purchasing, we ensure full appraisal of every acre included in the transaction. Competitive pricing and flexible programs MortgageDepot offers competitive rates on fixed-rate loans. For borrowers purchasing land with an eye toward building their country home in the future, our land financing deals are without question some of the best in the industry. Borrowers looking to build now can take advantage of attractive financing packages structured to provide funding for the acquisition of the land and for the cost of construction. Our rural lending specialists have programs specifically for veterans purchasing a farm residence. Financing is guaranteed by the Department of Veterans Affairs without acreage limits as long as the property is occupied as a primary residence by the veteran. The program permits borrowers to use all or part of the income derived from the operation of the farm to qualify for the loan.

Let our farm and land loan specialists help you

Our rural financing experts can guide any borrower through the lending process for loans to finance a country home, a working farm, or land for expansion or for a building. Speak to one of our professional loan originators at MortgageDepot for more information about all of our mortgage programs.

*This product is not regulated by the New York State Department of Financial Services

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