Refinance Loan Options
From Conventional to High Balance to Jumbo loans, we have so many options it’s ridiculous.
Conventional Loans
- Lowest interest rates available
- For borrowers with strong credit history
- Usually requires 20% down payment
FHA Streamline Program
- Ideal for owner occupied properties
- No appraisal requirement
- Easier way to refinance
FHA 203k Renovation Loans
- Primary residences
- Post improvement borrowing
- 550 FICO score or better
Non-Credit FHA Streamline Refinance
- Must be insured by the FHA
- Refinance an investment property
- Unlimited combined loan-to-value ratios
VA Loans up to 100% LTV
- Lower interest rates and upfront costs
- Available for purchases and refinancing
- Allows up to 100% financing for Veterans
Jumbo Cash-out Owner Occupied
- For owner-occupied properties
- Minimum credit score 720
- Up to 70% LTV or combined LTV
Cash-Out Refinance
- Own 1-4 financed properties
- A Minimum FICO score of 620
- Agency Conforming
Home Affordable Refinance Program
- Avoid foreclosure
- No loan-to-value limit
- Low interest rates
Home Ready Loans
- Available For Up To 80% LTV
- Own Up To 4 Financed Properties
- No Minimum Repair Amount Required
Investment Co-Op
- 40% down
- reduce or eliminate closing costs
- Highly trained professional knowledge
Fannie Mae HomeStyle Renovation
- One- to four-unit site-built homes
- Warrantable condominiums
- Modular homes
Streamline Refinance – No Doc
- Close in less than 20 DAYS!
- Loans to $3,000,000
- Max LTV: 80% with 700 FICO
NIVA
- No Income / No Employment Needed
- Up to 65 LTV – 680 FICO
- 1 Month Recent Bank statement
Home Equity Line Of Credit
- 1-2 Family Homes, Condos
- Full Income Check
- 10 Year Interest Only
Mortgage Calculator
Amortization Calculator
As you evaluate different mortgage options, it’s important to understand what your monthly payment will be and how much interest you could pay over time. This calculator can help you choose the mortgage that is right for you.