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Refinance Loan Options

Refinancing Options Available For You

There are many reasons to refinance a property you just need to consult with the right company that will steer you in the right direction. Our licensed mortgage loan originators are trained to make sure that each refinance transaction is the best option for our clients. We evaluate each potential transaction and come up with 2-3 options for that refinance objective. Below are some of our Refinance programs that we offer and we invite you to consult with us. No Fee for consulting with us.

Refinance Loans

  • Pay Off Credit Cards and Save Money Every Month
  • Lower Your Mortgage Rate
  • Shorten Your Loan Term

FHA Streamline Program

  • Ideal for properties that are owner-occupied
  • No appraisal requirement
  • Simpler and easier way to refinance your loan

FHA 203k Renovation Loans

  • Primary residences
  • Borrow against the property value after improvements
  • 550 FICO score or better

Non-credit Qualifying FHA Streamline Refinance

  • Must be insured by the FHA
  • Refinance an investment property
  • Qualify with unlimited combined loan-to-value ratios

VA Loans up to 100% LTV

  • VA loans have lower interest rates and lower upfront costs.
  • VA loans are available for home purchases and refinancing.
  • VA allows up to 100% financing for Veterans.

Jumbo Cash-out Owner Occupied

  • For owner-occupied properties
  • Minimum credit score 720
  • Up to 70% LTV or combined LTV

Cash-out Refinance

  • Own 1-4 financed properties
  • A Minimum FICO score of 620
  • Agency Conforming

HARP – Home Affordable Refinance Program

  • Avoid foreclosure
  • No loan-to-value limit
  • Low interest rates

Home Ready Loans

  • Available For Up To 80% LTV
  • Borrowers Can Own Up To 4 Financed Properties
  • No Minimum Repair Amount Required

Investment Coop

  • 40% down
  • reduce or eliminate closing costs
  • Highly trained professionals know the market and various programs

Fannie Mae HomeStyle Renovation Mortgage

  • One- to four-unit site-built homes
  • Warrantable condominiums
  • Modular homes

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