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When is the VA Loan not my best option?

For most borrowers, the VA loan represents the best available option for a home refinance or purchase. The terms of the loan, the minimal requirements and guidelines and especially the no money down option make the VA loan the perfect choice for almost...

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What Borrowers Need To Know About Mortgage Closing Costs

Whether buying a home or refinancing an existing one, forgetting about mortgage closing costs can leave borrowers short of the funds they need. At MortgageDepot, our lending professionals make it a point to explain the expenses associated with mortgage...

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Flipped Contract of Sale

MortgageDepot prides itself on providing our clients with the very best mortgage options available to them that are best suited to their needs. Recently Mortgage Loan Officer Yury Gohkberg, with the assistance of processor Irina O., closed a mortgage for a...

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Give Back Gala Event

MortgageDepot Loan Officer Tariq Bailey is a proud sponsor of the Keller William-Bronx “Give Back Gala” event on Friday, Nov. 7th, at 6 pm at the Villa Barone Manor located at 737 Throgs Neck Expressway. This elegant evening is a fundraiser dedicated to...

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Roman Kaziev’s Closing

MortgageDepot’s Loan Officers always go above and beyond to serve our clients that seeking a mortgage for the purchase of a home or business. Mortgage Loan Officer Roman Kaziev worked very closely with a first time home buyer with particular circumstances...

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Qualify with 1099 Income Only!

As a leader in the non-conforming mortgage market, we are always looking for ways to make sure that our borrowers get financing no matter what the scenario is. We now offer a mortgage program that was designed for borrowers that collect payments as a sole proprietor...

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Boris Bast Commercial Closing

MortgageDepot Loan Officer Boris Bast successfully assisted a client with the purchase of a 15,680 Square foot fully occupied shopping center featuring fourteen retail stores with additional commercial, office, and restaurant space. Located in Ballston...

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Can I pay off a VA Loan early?

Many military borrowers of VA loans often wonder if they can pay off their loan early. With conventional loans, you can pay off your loan early but there is a huge pre-payment penalty. The penalty is usually 20 percent of the original principal balance....

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How do basic and bonus entitlement work?

If you are seeking out a VA Loan, it is important to know that each eligible veteran has a basic and bonus entitlement. However it is important to learn what an entitlement is and how it affects your VA loan amount. The simple definition reads as follows,...

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Are trigger leads a good thing? It depends

Those annoying, unsolicited calls from companies selling products or services may not be random. As mortgage brokers, we hear stories from our clients who submitted loan applications through us about an increase in calls from telemarketers offer deals on...

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