NIVA – NO INCOME / NO EMPLOYMENT NEEDED

Introducing another alternative financing program for those borrowers that do not meet conventional guidelines.

  • UP TO 70 Financing – 700 FICO
  • UP TO 65 Financing – 680 FICO
  • Cash out reduce Financing by 5% (No Limit on cash out)
  • PRIMARY HOME
  • 1-4 Unit, Condo, Coop
  • Up to 3,000,000
  • 1 Month Recent Bank statement or Qualified Checking Account
    (Remainder Downpayment, Closing costs, 6 months Reserves)
  • Second or Vacation Home
  • 60 LTV

In this particular no income program, both income and employment* are NOT required, perfect for those individuals that either don’t have employment or don’t have the income to qualify for a conventional loan. This loan is eligible for purchases, refinances and cash-out refinances as well.

We do offer other alternative financing programs all you have to do is contact our office and one of our experienced loan consultants can navigate you in the right direction.

* Due to Covid 19 income is not verified but employment is.

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