Did You know that we will accept a year-end paystub instead of a W2? It’s true!!!
This comes in useful as we are almost at year-end and many employers are unable or unwilling to complete detailed VOE’s ( verification of employment) breaking out various income types such as overtime, commissions, bonus, etc.
Employers that do not use the Work Number or have a salary key will also a pose an issue so a year end paystub or W2 transcripts are both acceptable methods of income documentation.
If you are looking to refinance or purchase a property and this scenario fits your financing needs, then contact our licensed loan officers who can provide more information on how to we can use a year-end paystub instead of a W2.