Investment Properties Archives

Rental Property Program for Investors

We offer a 1-4 Unit Rental Property program specifically designed for the real estate investor. We bridge the gap between agency and private money, helping investors manage their single-family property investment portfolio with the purchase of additional properties or with refinancing existing loans.

Loan amounts from $75K to $2M
Rates starting at 6.125%
No tax return or bank statement programs available
LTV’s up to 80%
Credit Score 550 (500 case-by-case)
Fully amortizing terms up to 30 years

To contact us by phone call 800-535-0270 or email us by clicking here.

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Fundamentally Changing The Face of Hard Money

Since the deregulation in 1980 “Hard Money” loans have been a accepted alternative to bank financing. With or competitors current rates from 9% to 14%, points ranging from 2% to 5% and most loans being short term bridge loans, it is obviously the last resort on any borrowers mind.

Over the years MortgageDepot has tried to close the gap from what hard money currently looks like to what we think hard money should look like. Well we are proud to announce that with the new expanded guidelines on our business purpose subprime product we have achieved our goal of fundamentally changing the hard money landscape forever! we are very excited to offer to residential and commercial property owners financing that is long term (no more pesky balloon payments), rates from 6.875 to 9.99 all at NO POINTS!

Gone are the days of waiting for private investors to potentially lend you money. Here are the days of truly institutionalized and usable hard money product. We highly encourage to reach out to one of our friendly mortgage loan originators here at MortgageDepot. Let our team of professionals educate you on how we can bring a cheaper long term financing alternative to our borrowers that either can’t qualify or don’t want to wait around to qualify for bank financing for their investment properties. CALL TODAY 800-535-0270. Some bullet points on our new product is below.

All loans are “NIS/NIV” NO INCOME STATED/ NO INCOME VERIFIED!
UP TO 80% LTV
Purchase and cash out transactions available.
100% gift funds acceptable!
FAST CLOSING are an everyday occurrence. Typical closing times less than 2 weeks with ability to close in 4-5 days!
SFR, Condos, Townhomes and 2-4 units.
5+units (multifamily), Mixed use, Office and Retail.
3/27, 5/25 and 7/23 products available.
NO balloon payments ever! 30 year fully amortized loans!
Easy to understand and simple underwriting guidelines!
Rates from 5.99% to 9.99%
No points!!!!!
Buy down options available.

Contact us today at (800) 535-0270 or email us by clicking here.

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Stated Income Loans

As a mortgage broker that knows stated income loans we specialize in the self-employed borrower who is looking for financing. Below you will see guidelines for our stated income loans.

Our Programs:

Up to 75% LTV
Credit: 650+
30 yr Amortization
No income verification
No Tax Returns
No Pay Stubs
No seasoning
No verification of Funds
Unlimited Cash Out
From $100k to $5 Million

Our primary focus is in the quality of loan structuring to avoid the uphill battle of endless documentation needed to satisfy traditional and extra conservative conforming underwriting.

Our specialty: