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Meet Lisette Espinoza

Meet Lisette Espinoza

I’d describe my role at MortgageDepot as a processor, and additionally I’m also a skilled underwriter who performs pre-qualifications as needed. Before joining the staff six years ago, I worked in bookkeeping and accounting.

Each of my work days begins with email and attention to the priority files based on their urgency. I’m very methodical in my approach, and I start each day with a daily task list. I was fascinated by the mortgage process; and as a bookkeeper, I wanted to learn more. I have the advantage of possessing a natural affinity for numbers, and I enjoy working with them, so it was a seamless progression for me. Excellent client service is when your customers are so happy that they refer others to you!

The most critical change I’ve experienced in this industry is how digital technologies have transformed processes completely. If I could have one wish granted, it would be to see quarterly information sessions that allow professionals such as myself to keep abreast of the constant changes in the mortgage industry.

Meet Irina Trofimova

Meet Irina Trofimova

My role here at MortgageDepot is as a Loan Officer’s assistant. Before joining MD three years ago, I secured financing for Title 9 Autos as an automotive loan clerk for car purchases. My typical day consists of processing applications, checking for updates and making additions of required documents.

Although I was doing auto financing, I always really wanted to learn the mortgage business. And it’s a big plus that my job is very near my home, NO commute! It’s cool when clients return to conduct additional business with us and refer their friends and family! What’s changed in the mortgage industry is how technology has made information more accessible for consumers and now that’s the standard.

I’m looking forward to a day when collaboration is the focus, and everyone can do their jobs effectively no matter what their role is in the mortgage process.

A self-employed dentist finally gets financing after trying 4 times

A self-employed dentist finally gets financing after trying 4 times

Mortgage Depot devotes specialized care and attention to each of our clients seeking a mortgage. Recently, Mortgage Loan officer Roman Kaziev worked diligently to secure a mortgage for the following client facing specific challenges when applying for a mortgage. The borrower is self-employed obtained a No Income Check loan after being declined by four other banks. The process went very smoothly, and they can now save $900/Month on their mortgage.

purchase

Roman Kaziev went above and beyond to make sure my mortgage goes through. His entire team worked for months to ensure that the banks and attorneys complete all the paperwork expeditiously and thoroughly. I was always kept informed of every step of the process. I highly recommend Mortgage Depot for all your mortgage and refinance needs.”

Securing the right mortgage for each of our clients is our ultimate goal. No two people will have the same financial aspirations or needs, and we are focused on providing them with the very best options when seeking a mortgage. If you want to be a homeowner, let us assist you in making those dreams a reality. Contact Roman for any or all of your mortgage needs.

Meet Yury Gokhberg

Meet Yury Gokhberg

Yury Gokhberg is a Mortgage Loan Originator here at MortgageDepot and also a licensed Real Estate agent. Yury has over 25 years of experience. He spent thirteen years with Chase Manhattan Bank as their first Russian speaking loan officer. Before joining the staff here at MortgageDepot, Yury was formerly a loan originator at Coldwell Banker and Citizens Bank.

“I have a flexible work schedule as I make my hours. This flexibility also allows me to work across various time zones Internationally as well. What interests me the most about working in the mortgage industry is the ability to help other people. Working here at MortgageDepot allows me to work with clients in ways that traditional banks do not.”

“Good client service looks like asking critical questions about their future goals, offering the very best interest rate, and helping them to accomplish their ultimate goal of homeownership. As far as the changes I’ve witnessed from the beginning of my career as a mortgage loan originator, it’s completely different than when I started my career. It has become highly selective to become approved for a mortgage because of government oversight.”

“If there’s a change that I’d like to see, it would be the creation of a guaranteed low-interest-rate government program that offers a product with a 25-30% down payment.

To view Yury’s personal page, follow this link. Contact Yury for any or all of your financing needs.

Meet Orlando Segundo Jarrin

Meet Orlando Segundo Jarrin

“My role here at MortgageDepot is that as a Loan Officer. Before joining the staff here thirteen years ago, I worked for another firm called Olympic Mortgage. I just happened to fall into the mortgage industry by chance. I was very young, and I intended to buy a used car, but I kept seeing open house signs in the vicinity where I was shopping, and on a whim, I also decided to attend the open house. Instead of the car, I purchased my first property!

This one purchase opened my eyes to a possible career in real estate. I’m excited about each workday as I was during my first real estate purchase. I don’t sell my clients rates. I try to be as versatile as possible and offer them an excellent product; I pride myself on being a savings expert for my clients. And my clients are extremely pleased with the service that I provide to them! They consistently make new business referrals, send thank you gifts and make phone calls thanking me, and they leave glowing reviews on my webpage regularly.

When the financial crisis of 2000-2006 happened, it was the result of insufficient income verifications for people seeking mortgages. The best thing to change in the mortgage industry has been the introduction of new mortgage programs offering flexibility to borrowers. If I could wish for one big thing, I’d like to see legislation that permits the hard-working young people designated as DACA, be afforded the privilege of homeownership.”

Meet Johnny Quinn

Meet Johnny Quinn

There is so much to say about this individual. It was a bright and sunny day when Johnny called us in 2007 and said, “I was referred to you by a bank executive to consider me as a Loan Officer with your company”, and the rest is history.

“ My role here at MortgageDepot is that of a Loan officer and Mortgage Loan professional. Previously, I worked as a financial service representative for MetLife & New York Life. During my twelve years here at MortgageDepot my daily ritual consists of arriving at the office to review all documents and to meet with clients and Realtors. I make a series of calls to all my new clients and set appointments with them at their convenience. I avidly read all the latest Real Estate news to learn about any mortgage program changes or new rules that can potentially impact my clients or the industry overall.

What has always inspired my career is the ability to help my clients achieve the American dream of becoming homeowners. Personally, outstanding service is whenever I can accommodate my clients by meeting with them in my office or a place that is acceptable to them. Or whenever I’m able to answer all their questions to keep them informed about the mortgage process and all the documents they’ll need. In my opinion, there’s no specific change I’d like to see in the mortgage industry. It’s a thriving industry.

You can also visit Johnny’s personal page by clicking here. If you are looking for a mortgage professional, look no further than Johnny Quinn.

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