Doctor Loans

Mortgage Solutions Designed for Medical Professionals

We work with many healthcare professionals who face a unique challenge when purchasing a home. Despite having strong income potential and stable careers, doctors, dentists, pharmacists, veterinarians, and other medical professionals often carry significant student loan debt. They may not have accumulated substantial savings for a large down payment. That’s why we’re excited to offer our Doctor Loan Program, a specialized mortgage solution created specifically for medical professionals.

Home Financing For Your Career

Conventional mortgage programs don’t always account for the financial realities of medical professionals. Our Doctor Loan Program recognizes the long-term earning potential and career stability of healthcare providers, offering creative financing options that can make homeownership more accessible.

• Up to 100% financing available for qualified borrowers
• No private mortgage insurance (PMI) requirements on eligible transactions
• Reduced down payment requirements
• Flexible student loan debt considerations
• Financing options for newly practicing physicians and medical residents
• Preserve savings for investments, emergencies, or practice-related expenses

Eligible borrowers

• Medical Doctors (MD)
• Doctors of Osteopathy (DO)
• Doctors of Dental Surgery (DDS)
• Doctors of Dental Medicine (DMD)
• Ophthalmologists
• Psychiatrists
• Doctors of Pharmacy (PharmD)
• Doctors of Veterinary Medicine (DVM/VMD)
• Doctors of Podiatric Medicine (DPM)
• Certified Registered Nurse Anesthetists (CRNA with DNAP or DNP)
• Medical Residents
• Medical Fellows
• Medical Interns

Doctor Loans

• Purchase a home sooner rather than waiting to pay down student debt
• Minimize upfront cash requirements
• Avoid monthly mortgage insurance expenses
• Take advantage of underwriting guidelines that consider future earning potential
• Focus on building wealth through homeownership

Disclosure

Example payment: The principal and interest payment on a $400,000 30-year fixed-rate mortgage at 8.125% with 100% loan-to-value (LTV) is $2,969.99. The Annual Percentage Rate (APR) is 8.525%, with estimated finance charges of $10,000. Payment example does not include taxes, homeowners insurance, HOA dues, or other applicable costs, which will increase the total monthly payment. Rates are subject to change and were current as of 06/16/2026. All loans are subject to credit approval, underwriting guidelines, and program eligibility requirements. Additional restrictions may apply.

If you’re a medical professional looking to purchase a home, refinance an existing mortgage, or explore your options, contact us to learn more about our Doctor Loan Program.