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Mixed-Use Property Financing for Primary Residence

Closing FHA financing for a mixed-use property can be a beneficial sale, and your friends at MortgageDepot can supply you with this product!

Mixed-use properties may be combined office/living space for a variety of businesses – from attorneys to retailers – or residential units attached to parking.

It’s an attractive opportunity for small business owners, as they can buy their primary residence and invest in commercial property with a residential loan.

Mixed-use properties featuring one- to four- residential, single-family units single are eligible for FHA financing if they follow these guidelines:

  • At least 51% of the entire building’s square footage must be for residential use
  • The commercial use will not affect the residents’ health and safety of the occupants of the residential property
  • Use of the commercial portion of the property must be legally permitted and conform to current zoning requirements

The MortgageDepot Advantage

Offering FHA mixed-use property financing is one more way we help our borrowers or real estate agents close more sales. Contact us today to learn more.

Contact us today for a FREE consultation at (800) 535-0270 or email us by clicking here.

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