Many of our clients would like to unlock the equity in their home or buy an investment property.
No income verification loans are for owner-occupied and investment properties.
They are for 1 – 4 family homes as well as condominiums.
They are for refinances and for purchases.
There is NO prepayment penalty of any kind.
The rate is exactly the same regardless of credit score, type or use of the property.
65% Loan to Value may be borrowed on any property up to 1 million dollars with 700 credit score.
60% may be borrowed with credit score of 660 – 699
55% may be borrowed with credit score as low as 600.
There are many unique financing issues that have prevented our clients from borrowing loans.
Income verification is just one of many issues preventing loans from being approved.
This loan program does not require the verification or sourcing of income.
Eligible borrowers: US citizens; green card holders; A-5 & A-10 Employment Authorization Document holders;
Eligible Visa are: E-2; H-1B; L-1; L-2; R-1
We also want to make you aware of the availability of stated income loans for commercial properties, mixed-use & multifamily properties.
This program allows for both owner-occupied and investment purposes.
Contact us for more information about our no income check loans.