As a real estate investor, you know that your mortgage is one of the more significant factors that affects your return on investment. Many residential mortgage programs require the applicant to live in the home for a specific number of years, so these loan programs are not well-suited for investments. At MortgageDepot, we are excited to help you achieve your financing goals. We offer a loan program for investment properties with one to four units that does not have an income documentation requirement.

Competitive Loan Terms for Purchase and Refinance Loans
Whether you are preparing to buy a new investment property or you want to take advantage of today’s low rates for a refinance, this program may be well-suited for you. These are some of the specific terms and requirements that may impact your decision to apply for financing under this program:

  • Purchase loans up to 80 percent LTV
  • Refinance loans up to 70 percent LTV
  • No borrower income documentation required

What to Expect from a No-Income Required Loan
Whether you are a full-time real estate investor or a self-employed contractor, you may not be able to fully document all of the income that you receive. One reason for this may be because your tax returns reflect your income as well as the many deductions that you are legally entitled to. While your income may not be taken into account by the underwriter, other factors may be analyzed closely. These may include your liquid assets, your credit history and other relevant factors.

Are you ready to learn more about this program and to determine if it is suitable for your unique situation? Our MortgageDepot lending team is always happy to answer your questions, and we will assist you with setting up favorable loan terms that meet your needs. Contact MortgageDepot today to explore the possibilities with one of our associates.

Get in touch with one of our loan consultants for more information.

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