The stock market had one of its worst days in 2016 dropping 249 points causing the interest rates to drop even lower than they already are. We are advising everyone who has not yet had a chance to refinance their property which is located in New York, (we are licensed in New York only for residential primary residence properties only), now is the best time to do so, interest rates for a 30 year mortgage dropped below 3.75% today. So once again, DO NOT hesitate and contact us immediately to start the refinance process. We have 10 licensed originators who are ready to help you achieve your goals. We are local, located in Queens.