At MortgageDepot, we understand that homeowners don’t all fit into the same mold. Our clients walk through our doors with different experiences under their belts. In most cases, these experiences shouldn’t stop them from realizing their homeownership dreams! That’s why we offer multiple innovative mortgage programs that address our clients’ unique needs.

If you are a non-permanent resident alien, renting isn’t your only option. MortgageDepot can help you secure a loan to purchase a home to call your own.

What Is Non-Permanent Resident Alien Status?

A non-permanent resident alien is a person who is living in the United States with a social security number but without a green card. They are usually in the United States for employment reasons. Non-permanent resident alien status can last several years, so it’s natural for these individuals to want to buy a home of their own.

Securing a Mortgage as a Non-Permanent Resident Alien

If you are a non-permanent resident alien, it might be easier than you think to qualify for a home loan. MortgageDepot considers non-permanent resident aliens with an expiring visa for a mortgage. Here are the eligibility requirements:

  • Borrowers are still eligible if their Green Card has expired.
  • Borrowers must present their I-485 (Application to Register Permanent Residence) and their I-797 (Notice of Action) as proof that they have applied for visa renewal.
  • The I-797 form cannot say that the borrower’s application for visa renewal has been denied.
  • The I-797 form alone is not sufficient for loan eligibility. The borrower must also present their I-485 to prove their legal status in the United States.
  • The following visa types are eligible: E1-3, G1-5, H-1, H-1B, L-1, TC and TN-1.
  • If the borrower’s visa is sponsored by their employer, the borrower must present written confirmation that their employer is planning to renew it.
  • Borrowers must present a valid social security number. A tax ID number is not an acceptable substitute.
  • Borrowers with diplomatic immunity are not eligible for the program.
  • DACA borrowers are eligible for a mortgage if they meet all requirements outlined above.

Contact MortgageDepot Today

At MortgageDepot, our experienced loan officers remove the barriers associated with securing a mortgage. Whether you are a non-permanent resident alien or are facing a different situation, we can help. Contact us today to start your homeownership journey!

Contact one of our loan consultants to learn more.

Have questions or need help?

Call us now at 800-220-LOAN

Request a call back or email us your questions!

Get Started

No obligation quote