MortgageDepot has been the top choice when it comes to financing on apartment buildings. We have one of the best-priced programs for  2-4 unit multi family and apartment buildings loans. Contact us for pricing and guidelines at (800) 220-LOAN.


  • Five years fixed 5.50% with 30 yr am
  • Ten years fixed 6.50% with 30 yr am
  • Step down pre-payment penalty
  • Term Sheet to closing is 45 days


  • 75% LTV
  • Minimum DSCR of 1.20x
  • 5+ residential rental units at a time
  • Properties don’t have to be contiguous
  • At least 90% must be leased
  • 680+ mid credit score


  • Single Family Residences
  • Multi-Family Properties
  • Condos
  • Townhomes
  • 2-4 Unit Properties
  • Mixed Use Residential/Commercial where the residential is at least 60% of the floor space
  • Minimum Eligible Value of $50K per Unit
  • No Modular or Manufactured Housing

We are very aggressive in the commercial lending platform, give us a call to discuss your project at (800) 220-LOAN.

*This product is not regulated by the New York State  Department of Financial Services

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