• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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****NO DCR Calculation (Debt Coverage Ratio) on Commercial Properties****

Loan amount must be less than $500,000

LTV must be 70% or less

Applies to all Property Types

Why is this important?

  • DCR can severely limit loan amounts
  • In metropolitan markets where rents have not caught up with values, you don’t have to worry about DCR qualification
  • You can make additional Yield Spread and it won’t affect DCR
  • No leases, rent roll, and profit and loss required
  • 1-4 Family program never requires a DCR calculation

Do you have a deal being limited by the DCR?

Contact us today for a FREE consultation at (800) 535-0270 or email us here.

*This product is not regulated by the New York State Department of Financial Services

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