****NO DCR Calculation (Debt Coverage Ratio) on Commercial Properties****

  • Loan amount must be less than $500,000
  • LTV must be 70% or less
  • Applies to all Property Types

Why is this important?

  • DCR can severely limit loan amounts
  • In metropolitan markets where rents have not caught up with values, you don’t have to worry about DCR qualification
  • You can make additional Yield Spread and it won’t affect DCR
  • No leases, rent roll, and profit and loss required
  • 1-4 Family program never requires a DCR calculation

Do you have a deal being limited by the DCR? Contact us today for a FREE consultation.

*This product is not regulated by the New York State Department of Financial Services

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