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Expanded Borrower Eligibility Programs

At MortgageDepot we understand the needs of non-conventional borrowers better than any other lender. We work with:

  • Individual borrowers
  • Co-borrowers
  • LLCs
  • Non-occupant borrowers

And we help procure mortgages for:

  • Primary residences
  • Secondary residences
  • Investment properties

Our New Expanded Prime Program

Our goal is to better serve our non-conventional clients with non-conventional loan programs designed with their needs in mind. That’s why we constantly look for innovative programs that will help us expand our existing loan portfolio.

Recently we began offering our new Expanded Prime Program. This innovative option provides financing possibilities for several types of non-conventional borrowers and for a number of different types of properties. For example, it’s perfect for:

  • Foreign Nationals
  • Condos that are Non-Warrantable due to high rental occupancy
  • Co-borrowers who are going to be non-occupants
  • Borrowers listed as an LLC

How do you know if this is the right program for you? Here are some other details of our Expanded Prime Loan Program:

  • It’s perfect for self-employed individuals
  • It’s available for amounts ranging from $150k to $1.5 million
  • It offers an Interest Only option on jumbo loans

If you’re self-employed, you know it can be difficult to obtain mortgage financing from many lenders. At MortgageDepot, we specialize in helping self-employed borrowers. Our Expanded Prime Program means Self-Employed borrowers can use any of the following to qualify for approval:

  • 2 consecutive years of tax returns
  • The most recent year’s tax returns
  • The most recent 24 months’ bank statements
  • Other Assets as collateral

If you are a non-conventional borrower, call us. We can help you find the right mortgage, no matter what your situation is. Whether you’re an individual or an LLC, as long as your tax returns or your bank statements can prove you have the income to qualify, or your other assets can act as sufficient collateral, our Expanded Prime Program could work for you. And even if that program isn’t the right fit, we’re sure we can find another program that is.

Contact us at MortgageDepot today. We’re dedicated to helping non-conventional borrowers achieve their goals.

To contact us by phone call 800-535-0270 or email us by clicking here.

*This product is not regulated by the New York State Department of Financial Services

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