FHA has year over year been the most utilized loan product when it comes to low down payment. FHA allows for borrowers with poor credit history, as low as 580, and low down payment, as low as 3.5%, to obtain mortgage financing. Not too many people know that closing costs can also be covered by the FHA loan.

As FHA mortgage experts in the state of New York we have been the trusted mortgage broker who specializes in all types of FHA loans, including a renovation loan called FHA 203K loan, which funds your renovation project on your current home or the new on that you want to acquire.

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