Mortgage Loan Officer Roman Kaziev is among our Senior Loan Originators. In his capacity, he works with a wide range of individuals who are looking to secure a home mortgage. Each client has a unique financial situation and credit rating. But there are times when other mitigating factors can determine a client’s eligibility for a mortgage loan.
Such was the case with a first home buyer that wanted to purchase a single-family residence in Staten Island, New York. Even though the client qualified for a traditional, conforming Fannie Mae mortgage loan, her pending immigration status put awarding her that loan in question.
With Roman’s guidance and expertise, all the required proper documents related to the mortgage that were needed were submitted promptly, facilitating the approval process to secure this first-time buyer’s mortgage loan. The first time home buyer was fortunate to obtain an excellent rate of 3.875% fixed for 30 years with zero points.
Every mortgage transaction is very involved. Frequently, a client’s personal or financial issues may arise during the mortgage application process. A seasoned Mortgage Loan Originator like Roman will work diligently with you to address any problem that may occur that can impact a client’s ability to get a mortgage loan. Attention to the details and procedures while working collaboratively with lenders and underwriters is key to helping clients when they want to qualify for a home loan.