• Processing Experience is Key – Benefit from MortgageDepot’s Experienced Processors
    It’s all about a great experience for you, you the borrower and your referral source – our FHA Processing team is staffed by highly experienced Senior Processors who are ready to help you work through the complexities of an FHA loan.
  • Our FHA Key Features
    • Lower down payments — as low as 3.5%
    • LTVs up to 96.50% on Purchases / 97.75% on Rate/Term
    • 15 or 30 Year terms
    • Cash-Out transactions up to 85% LTV
    • New! Minimum 620 FICO on purchases
    • 50% Debt to Income Ratio
  • Reminder! FHA Non-Credit Qualifying Streamline Refinances (with or without appraisal)
    • Minimum 640 FICO
    • No income documentation or verification
    • Unlimited LTV (without a new appraisal)
    • 75% (LTV with a new appraisal)
    • Save time without appraisal requirements
  • Great Benefits for Borrowers
    • Lower rates
    • Little or no funds required for a down payment
    • No minimum borrower contribution
    • History of less than perfect credit permitted
    • Flexible seller contributions — up to 6%

We are very competitive in pricing when it comes to FHA loans, we even offer a possibility to pay for some or all of your closing costs. Contact us for find out how we can help you with your next mortgage transaction.

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