
Not everyone is aware that FHA is biggest insurer when it comes to Mixed used properties. We are one of the largest mortgage brokers that handles FHA mixed use mortgages. Mixed Use Properties allowed on FHA, a minimum of 51% of the entire building square footage must be residential use.
FHA
- Mixed Use Properties
- MAX DTI is up to 56.99% per HUD.
- NO Minimum Tradelines
- NO Verification of Rent is needed.
- W2 Transcript Only program to 580 score
- Manufactured Homes OK!
- Manual Underwriting
- Minimum Score is 580
- Take a look at our Great Rates
VA
- NO OVERLAYS
- Manual Underwriting OK
- 100% LTV CASH OUT
- Minimum score is 580
Our Niche Lending / Non Prime loan programs
Bank Statement Program
- multiple personal accounts allowed
- business bank statements
- up to 85% LTV
- self employed only
Stated Income for Jumbo Loans
- min score 700
- self employed only
One day out of BK, Foreclosure or Short sale
Non-warrantable Condos / Condotels
Contact one of our loan consultants to learn more about this program.
Have questions or need help?
Call us now at 800-220-LOAN
Request a call back or email us your questions!