• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Not everyone is aware that FHA is biggest insurer when it comes to Mixed used properties. We are one of the largest mortgage brokers that handles FHA mixed use mortgages. Mixed Use Properties allowed on FHA, a minimum of 51% of the entire building square footage must be residential use.

FHA

• Mixed Use Properties
• MAX DTI is up to 56.99% per HUD.
• NO Minimum Tradelines
• NO Verification of Rent is needed.
• W2 Transcript Only program to 580 score
• Manufactured Homes OK!
• Manual Underwriting
• Minimum Score is 580
• Take a look at our Great Rates

VA

• NO OVERLAYS
• Manual Underwriting OK
• 100% LTV CASH OUT
• Minimum score is 580

Our Niche Lending / Non Prime loan programs

 Bank Statement Program
– multiple personal accounts allowed
– business bank statements
– up to 85% LTV
– self employed only

Stated Income for Jumbo Loans
-min score 700
-self employed only

Foreign Nationals

One day out of BK, Foreclosure or Short sale

Non-warrantable Condos / Condotels

To contact us by phone call 800-535-0270

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