MortgageDepot proudly welcomes our latest banking partner Lisa Daab, Business Development Manager for New York State and Connecticut of Twin Capital Federal Bank (TCF Bank). This Minnesota based bank, established over thirty years ago, specializes exclusively in Home Equity Lines of Credit (HELOC) in the mortgage banking industry.

TCF Bank serves homeowners with FICO credit scores as low as 680 and can offer them an LTV (Loan to Value) of 89.99% on their home, limited to single-family residences and two-family homes. As a result, we at MortgageDepot are able to offer home equity lines of credit lines up to $500,000 for qualified borrowers. There are three ways we can assist homeowners and potential homeowners in obtaining a HELOC (Home Equity Line of Credit): A “Piggyback” – a simultaneous close of first and second mortgage loan closures, usually offered to escape jumbo interest rates or avoiding paying PMI, private mortgage insurance. Or we can offer a “Delayed Piggyback” – The HELOC loan closes after the first mortgage. And lastly, the exclusive HELOC close that is a “Stand-Alone.”

As a real estate banking professional with 24 years in the business, when asked why she loves her job, Lisa said, “the simplicity of this program allows me to help families get money for home improvements, college tuition, a car or a family vacation.” This commitment to helping clients and their families improve their lives via a home equity line of credit is why MortgageDepot is proud to be a partner with Lisa Daab and TCF Bank. If you’re considering getting a line of credit from your home equity, contact us today at

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