New construction extended rate locks

Build with confidence

You as a customer benefit from locked in rates

We help our customers gain peace of mind in a changing market with the Extended Rate Lock program. You can lock down a range of interest rates with a required, non-refundable extended rate lock fee.

How it works

If interest rates go up, our customers are protected from 5 to 24 months, depending on their loan type

If interest rates go down, our customers may qualify for a one-time float down option to a lower rate or different loan program. Talk to us about this possibility.

If our customers feel confident knowing that their interest rate range won’t change, and they can feel confident building a home for their future.

Protect your interest rate on spec projects

As you market and sell your spec properties, consider a short-term interest rate lock-in through our Lock-in program. You can lock-in for up to 120 days, giving you more time to market and sell your property.

Supporting you

Let’s connect about working together to help you.