• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Purchases with no borrower’s funds option

Many people would love to buy a new home, but they think that they must save up a small fortune to use for the down payment and closing costs on a purchase. Traditionally, home buyers had to save at least 20 percent of the sales price as the down payment, but these...

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No Income Check Loans – Loan Amount Reduced.

MortgageDepot.com has good news for those borrowers looking to finance a property and need a smaller loan amount to do so. Previously our minimum loan amount for the No Income Check mortgage program was $100,000 and now that has been reduced to $75,000....

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PayOff Debt to Qualify

Effective immediately, for Conventional Conforming and High Balance/Super Conforming loans, MortgageDepot.com will follow Fannie Mae (DU) or Freddie Mac (LP) guidelines regarding payoff of revolving debt to qualify.  Revolving debt account balances may be paid off to...

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Mortgage Fraud Awareness

At MortgageDepot.com we take our responsibility to originate quality loans very seriously and expect all parties associated in our transactions to do the same.  We wish to take this opportunity to remind our borrowers of what mortgage fraud is as well as reminding you...

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Helping Renters Become Home Owners

We pride ourselves in helping renters (tenants) to become property owners. Our 3% down payment program allows borrowers to buy a property with only 3% down payment, and the lender will finance the remaining 97%. This program is for first time home buyers and Plus we...

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We Close the Toughest Loans

We have years of Experience closing the Toughest Loans, check out what parameters we have…. 85% Financing with no Mortgage Insurance to $2 Million ( Primary residence purchase only). 660 Fico score to $1.5 Million ( everywhere else requires 700 scores). Cash out...

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Apartment Lending

MortgageDepot has been the top choice when it comes to financing on apartment buildings. We have one of the best-priced programs for  2-4 unit multi family and apartment buildings loans. Contact us for pricing and guidelines. 800.535.0270 RATES AND TERMS: – Five years...

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New Non-QM product

Wanna Know the #1 Reason Our Customers LOVE HomeNow? We’ve got HomeNow knowledge galore coming this week. Get ready to learn about all the great benefits we make available for borrowers recovering from a credit event! Not sure what HomeNow is all about? HomeNow credit...

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Straight vs Combo Mortgage

We are pleased to announce that we can now offer our borrowers a Combo mortgage versus a one straight loan with PMI. If you are in the market to purchase a property and only have 10% down payment than our Combo mortgage would be the right choice for you. The Combo...

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HDFC Mortgage

In life, there are times when you need to take out a loan. Acquisition of cash you don’t have on hand can give you the opportunity to make valuable investments that will pay off in the long run; however, financial institutions do take on a certain level of risk when...

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Why Join our Team – Careers

We at MortgageDepot.com are in Hiring mode. We are looking for loan processors and mortgage loan originators. Our lead gen system is bringing in leads and we are needing for loan officers to handle the leads. Here are a few reasons why you might want to work with us....

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Private Real Estate Loans

CGAP, Inc. is an established single-family redevelopment company based in Kew Gardens, New York. We’ve been in business since 1993 and we’ve completed the purchase, renovation, and resale of over 1,000 homes – an astonishing $170 million in finished single family...

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