• We now offer a 40-year loan with the first 10 years as interest only, enjoy a low monthly mortgage payment!!!
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Your First Stop for Home Finance

In today's economy, financial markets fluctuate constantly, and mortgage rates change often, sometimes 2 or 3 times a day! To get the most current rates, take a few moments to complete our questionnaire. Tell us about the type of loan you are looking for,...

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Rates Have Dropped January 2016

The stock market had one of its worst days in 2016 dropping 249 points causing the interest rates to drop even lower than they already are. We are advising everyone who has not yet had a chance to refinance their property which is located in New York, (we...

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Conforming Loan Limits

For those looking to achieve a home loan in 2015, they should know nothing has changed for the upcoming year as the Federal Home Finance Agency has decided to leave the mortgage loan limit alone for the tenth straight year. It remains set at $417,000 for a...

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Now You Can Get a Mortgage Without a FICO Score

If you have tried to get a mortgage recently, you may be aware that one of the first things a lender or mortgage broker will do is to pull your credit report. Your FICO credit score and credit history are critical to qualifying for most loan programs. In...

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Coop Mortgage Rates in New York

We, at MortgageDepot, understand coop financing better than anybody else. We have years of experience in coop financing and with that experience it translates into the most competitive coop mortgage rates and coop loan programs. So let us walk you through the most...

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How To Calculate Social Security Income

Are you a retired individual who receives social security income? If so, you may have found it difficult to acquire a mortgage loan. Retirees often find that their debt to income ratio is not up to conventional lending standards, or that their social...

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The Expanded Plus Program

It is with great excitement that we announce the release of our newly created niche program, The Expanded Plus Program. In essence, to ensure all borrowers are receiving their fair share of mortgage financing while expanding our pipeline potentials, we are...

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Mortgage Product Update

From time to time, there are positive changes in underwriting and lending requirements that can be very beneficial to borrowers like you. If you have previously looked at a Freddie Mac loan and have been told that the loan program is not quite suitable for you, you...

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Tax Identity Theft

Each year, many people will, unfortunately, have the experience of having their identity stolen. Some will have a credit card account or bank account information stolen, but others will have their Social Security number stolen. When a Social Security...

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High Balance Loan Eligibility

Expanded High-Balance Loan Eligibility (Conforming Fixed and Standard ARM) Effective for loans registered on or after 12.13.15 Non-occupant co-borrowers income to qualify on 1 – 4 families!! New: 95% LTV high balance 5% doesn’t have to be your own funds!! The...

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Securing A Mortgage

The Key To Getting The Home You Want Is Being Prepared Nothing could more negatively affect an offer to purchase more than not having a pre-qualified letter of approval from a qualified mortgage institution. Be prepared. See a mortgage broker before you...

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Cash Out Refinance

We are committed to assisting our valued customers with all of their home financing needs. In addition to providing those who are buying a new home with competitive mortgage programs for their purchase, we also can help existing homeowners to tap into their equity....

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