• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Fundamentally Changing The Face of Hard Money

Since the deregulation in 1980 “Hard Money” loans have been a accepted alternative to bank financing. With or competitors current rates from 9% to 14%, points ranging from 2% to 5% and most loans being short term bridge loans, it is obviously the last...

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Non-Prime Cash-Out Refinancing

We give our borrowers the boost they need by adding Non-Prime loans to our product mix of offerings, great for those looking to refinance higher loan balances. Cash-out gives our clients a little financial breathing room while possibly lowering their...

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Mortgage refinance program using Airbnb income

The sources of income available to people has expanded in dramatic fashion over the years. More people are relying on unconventional sources of income as a primary means of support as opposed to drawing a salary or earning an hourly wage. At Mortgage...

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Introducing the Non-QM Investor Program

If you own an investment property or you are looking to purchase an investment property and you also cannot verify or show your income, we are introducing a mortgage program that fits perfectly. Its NON-QM loan meaning, not a qualified mortgage which is...

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How We Do Business

We have made a huge change in our Conventional Pricing. We also came out with a new MortgageDepot program MDExpress. This will allow for a better rate enhancement to the price for W2’d Borrower, 1 Family Home. Purchase, Rate & Term Refinance as well as...

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Loan Officers We Are Hiring

Loan officers, Teams, Branch Managers we are still in the beginning of the year if you`re looking or been thinking about joining a company that works with lenders that truly have NO OVERLAYS and Emotionless underwriting. We have a great place to introduce...

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Clear to Close in 22 Days!

MortgageDepot, YOUR LOAN WENT FROM SUBMISSION TO CTC IN 22 BUSINESS DAYS! The Chiu loan was submitted 1/8 and received the CTC on2/7!! Great work Marzena and Aimee!

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Stated Income Loans

As a mortgage broker that knows stated income loans we specialize in the self-employed borrower who is looking for financing. Below you will see guidelines for our stated income loans. Our Programs: Up to 75% LTV Credit: 650+ 30 yr Amortization No income...

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Fannie Mae HomeStyle Renovation Update

Fannie Mae has made some changes to their HomeStyle renovation program removing all underwriting overlays and now allowing 3-4 unit options on purchases and refinances of a primary residence. Fannie Mae also made it possible to offer adjutables rates such...

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Fannie vs Freddie Max LTV

Mortgage Depot has years of experience obtaining mortgage loans for borrowers in need of financing to complete the purchase or refinance of residential and commercial properties throughout the country. We pride ourselves on our commitment of providing our...

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