• We now offer a 40-year loan with the first 10 years as interest only, enjoy a low monthly mortgage payment!!!
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Meet Irina Olivieri, Loan Processor

Irina joined our team in early 2017 and has since grown into a top non-conforming loan processor. Irina is a quick learner and is eager to take on new challenges in her position. We are grateful to have Irina as a part of our MortgageDepot family. Here's a...

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Super Conforming

We are committed to helping each of our valued clients set up an affordable loan, but we understand that some of our clients have had trouble finding a loan program that is suitable for their needs. Some lenders and brokers only work with standard loan programs, and...

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Mortgage Depot Welcomes Eddie Kaziyev To Our Team

I’m Eddie Kaziyev, and I began my career in the Mortgage and Real Estate industry in 2004. Throughout my career, I’ve developed expertise in securing financing for coops and condominiums ultimately led me to work at JP Morgan Chase as a manager in the...

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Mortgage Depot Welcomes Cindy Chen To Our Team

Yanyue “Cindy” Chen began her career in real estate five years ago. As a mortgage loan specialist, her primary focus is securing specialized financing options that suit her clients personal home goals and needs.Are you a first time home buyer in need of a...

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What are Closing Costs

CLOSING COSTS are fees that are earned before closing but are payable at or before closing and fees that are required to be paid at closing to complete the loan transaction. These fees are itemized and estimated for you on the “Good-Faith-Estimate” now known as the...

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LPMI -Lender Paid Mortgage Insurance

Mortgage insurance, or PMI, is typically required on residential mortgage loans with greater than 80 percent loan-to-value on the first lien. The purpose of PMI is essential to protect the lender in the event you default on the mortgage, and it is required...

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New construction extended rate locks

Build with confidence You as a customer benefit from locked in rates We help our customers gain peace of mind in a changing market with the Extended Rate Lock program. You can lock down a range of interest rates with a required, non-refundable extended rate lock fee....

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Home Equity Lines Of Credit

Heloc also knows as Home Equity Lines Of Credit are a perfect 2nd mortgage for a perfect situation.Home Equities are primary know as second mortgages but can also be used as first mortgages for those that don’t have a first mortgage in place. There are...

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FHA Loan Types

The FHA will back any mortgage loan known as the FHA loans. These loans are characterized by a small down payment and minimal credit requirements when compared to traditional mortgages. An FHA mortgage has an upper limit for the mortgage, which is specific...

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Mortgage Depot Welcomes Tariq Bailey To Our Team

Mortgage Depot welcomes our newest Mortgage Loan Officer Tariq Bailey. With a decade worth of experience, he has expertly managed the mortgage process and advised his clients which mortgage options that best benefit their specific financial needs.He...

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It’s Time to Plan Ahead on New Construction

We help clients get a head start on all their new construction projects before the season is over! Now’s one of the best times for your clients to build so that their investment properties are ready by spring or summer! The markets will warm up quickly...

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