• We now offer a 40-year loan with the first 10 years as interest only, enjoy a low monthly mortgage payment!!!
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No Credit Score Loans

Buying a home is a major part of the American dream and one of the most important decisions you will ever make. Our first time home buyer programs will allow you to make your dream come true. We are constantly adding new features to our loan programs and this first time home program is ideal for those borrowers that have the income to qualify for a loan but don’t have any credit history thus don’t have credit scores that are required for mortgage lending guidelines.

At MortgageDepot, we now are able to finance properties for those borrowers that don’t have a credit score, this is only available for first time home buyers. See below some of the program features and requirements.

First Time Home Buyers

  • Zero Credit Score – One or Both Borrowers
  • 96.50% LTV
  • Debt to Income 31% / 43%
  • Low Down Payment – only 3.5%
  • Fixed Rate Products Only
  • Must Meet FHA Alternative Credit Requirements
  • Borrower(s) Must Complete FHA Approved First Time Home Buyer class
  • No Manufactured Housing

Please note that this is an FHA loan and we have partnered with a lender that will finance borrowers that don’t have any credit score. But this doesn’t mean that this is for people that have less than perfect credit. We actually pull the credit score and it needs to come back without a score. So we do pull credit, and a no score borrower is the perfect candidate for this FHA loan product.

Call us for more information about this No Score Loan program from FHA.

Contact us today for a FREE consultation at (800) 535-0270 or email us by clicking here.

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