MortgageDepot has good news for those borrowers looking to finance a property and need a smaller loan amount to do so. Previously our minimum loan amount for the No Income Check mortgage program was $100,000 and now that has been reduced to $75,000.

MortgageDepot offers Stated Income loans on non-owner occupied 1-4 Family properties as well as commercial properties.

  • Loan amounts from $75,000 to $5,000,000
  • Credit Scores as low as 650
  • No tax returns
  • No W-2’s
  • No 12 months bank statements
  • No 4506
  • No Global Cash Flow
  • Wage Earner and Self Employed OK
  • Loan To Value’s as high as 75% – which means only $25% down payment needed.
  • Seller 2nd’s allowed, seller can hold a second mortgage on the property, allowed.
  • Mixed Use, Multi Family, Office, Retail, Warehouse, Self-Storage
  • Non-owner occupied Single Family Residence, Duplex, Triplex, and Fourplex

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