• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Do any of the following scenarios sound like a borrower you may be??

  • Self-employed but doesn’t show enough income to qualify with a traditional bank.
  • Real estate investor who has too many mortgages to qualify with a traditional bank.
  • Credit is just a bit too low to qualify with a traditional bank.
  • Doesn’t want to pay the hard money rates and fees.
  • Wants a quick close as opposed to the long drawn out process that most banks put them through.

If so, MortgageDepot could be the perfect place for YOU!!

Please see our general guidelines below and contact us with any questions or loan scenarios.

NO INCOME VERIFICATION LOANS!

  • Investment SFR’s & Condos. Refi Only
  • Investment and Owner Occ 2-4 Family Properties.  Refi and Purchases OK
  • Multi-Family, Mixed Use, Office, Retail, Warehouse, Self Storage, Auto Service
  • Cash out, purchase, rate/term
  • Up to 75% LTV depending on property type
  • 650 Minimum Credit Score Required
  • W-2 or self-employed
  • Origination + Rebate OK (except for NJ 1-6 unit residential deals)
  • Standard 30 Year Term (3 and 8-year arm options)
  • $75k-$5M (up to $2M on 2-4 unit residential properties)
  • Between traditional banks and hard money with our rates
  • Serving Brokers since 2004

Contact us today for a FREE consultation at 800-535-0270

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New York State Department Of Financial Services
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