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Portfolio Investor Program

We are always looking for ways to make sure that our borrowers have many mortgage options  available to choose from. Below is a new investor program that is completely income free, thats right its a No Income Verification Loan for investment properties.

Highlights

  • No borrower income or employment stated or verified
  • Fixed, Arms and Interest Only
  • Can close in LLC!
  • Gift funds and Gifts of Equity allowed!
  • Unlimited cash-out
  • Non-warrantable Condo’s

HOW DO I QUALIFY? IS THERE A DTI?
No DTI, qualified off of cash flow of subject property with a 1:1 ratio, (e.g. if you are getting $2,000 in rent, as long as your new payment is $2000 or less you “cash flow”…yes it is that easy).

No Income, No pay stubs, Not tax returns, No 4506t!!!!

WHAT IS THE MAXIMUM AMOUNT OF FINANCED PROPERTIES?
Unlimited. There is no maximum.

WHAT IS THE MINIMUM FICO SCORE?
620

WHAT IS THE MAX LTV?
80%

CAN THIS BE THE BORROWER’S FIRST INVESTMENT PROPERTY PURCHASE?
No, borrowers must have a minimum of 6 months history owning and managing residential/commercial income producing property.

IS THERE A PRE-PAYMENT PENALTY?
No

Our loan officers are standing by to answer any or all of your questions.

Contact us today for a FREE consultation at (800) 535-0270 or email us by clicking here.

*This product is not regulated by the New York State Department of Financial Services

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