Self-Employed 2 Years or Less? We Have Mortgage Options

Here at MortgageDepot, we recognize and support the entrepreneurial drive of self-employed individuals. Unlike many other lenders, we embrace the opportunity to work with newer businesses. We are at the forefront of offering non-QM lending solutions tailored for self-employed individuals who have been in business for less than two years.

• – Self-employed individuals with a minimum of 18 months of experience
• Only three years of experience needed in the same business line
• Flexible Loan-to-Value (LTV) options: up to 80% on primary residences, 75% on Second Homes, and 70% on Investment Properties
• A FICO score of 700 or higher is required

For Licensed Professionals Options 

• Specialized options for licensed professionals in medical, legal, and accounting fields
• Requires a minimum of 12 months of self-employment
• Must have three years of experience in the same line of work or education
• Flexible LTV options: up to 80% on primary residences, 75% on Second Homes, and 70% on Investment Properties
• A FICO score of 700 or higher is required

We are thrilled to provide these opportunities for homeownership to those who may have been excluded due to traditional industry standards. Please reach out to us for further information and to explore how we can collaborate for mutual success.