Stated Income Low Doc Commercial Loan Program

  • Loan Amounts – $100,000 -$5,000,000
  • LTV – up to 75% apartments, mixed use, Office, retail plaza, warehouse, self- storage, industrial
  • Min credit score 550
  • Terms – 3 and 5 years fixed, up to 30-year amortization

Stated Income 2-4 Unit Owner Occupied & Non-Owner Occupied Rental Loan Program
“We Will Consider Single Family Investment Properties On A Case By Case Basis”

  • Loan Amounts – $75,000 -$2,000,000
  • LTV – up to 70% 2-4 unit owner occupied and non-owner occupied rental properties
  • Min credit score 550
  • Terms – 3 and 5 years fixed, up to 30-year amortization

Non-Conventional Bank Program

  • Loan Amounts – $300,000 to $40,000,000
  • LTV – up to 75% apartments, mixed-use, office, retail plaza, student housing & more
  • Min credit score 600
  • Terms / Rates start at 4.5%, 3-5-7-10 year terms, 25-year amortization with no balloon

Notable Program Features:

  • Down payment gifts from family members acceptable
  • Credit issues
  • Foreign nationals
  • Prior foreclosures, Short Sales, Bankruptcies
  • Low Global Cash Flow ratios
  • Property condition or stabilization issues
  • Bridge Loans for upgrading and re-purposing properties
  • Step down prepay
  • Rate lock at application
  • Primary and secondary markets

Contact one our experienced mortgage loan consultants to help you find the perfect loan program to achieve your goals.

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