• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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We are constantly enhancing our mortgage loan portfolio, check out non-conforming mortgages we have to offer.

  • 1st and 2nd Mortgages up to 90% LTV (no MI)
  • Self-employed Borrowers with Only One Year`s Tax Returns
  • Use of Retirement Assets to Qualify (vs. Income)
  • Non-Occupying Borrower for both Conventional and FHA loans
  • Lender Paid MI to 95% LTV & 620 Fico Score
  • Unlimited Harp Loans
  • No Seasoning Requirement for Cash Out Refinances
  • Wave 2 Year Rental History to Qualify
  • Unwarrantable Condos and Spot Condos
  • No Minimum Credit Score
  • Started (vs. Full) Income for Investment Properties
  • Choice Of Mortgage Term (e.g., 9 years, 16 years, 24 years – your choice)
  • College Graduate Home Loan Program
  • Cash Out Seasoning Using New Appraised Values
  • 580 Fico Score with Eligible Findings
  • Mortgage Lates Okay with Eligible Findings
  • Investment Properties to $1M

Contact us today for a FREE consultation at (800) 535-0270

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Licensed By The Following State Regulatory Agencies:
New York State Department Of Financial Services
Florida Office Of Financial Regulation.
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*Registered Mortgage Broker — New York State Department Of Financial Services – All Mortgage Loans Are Arranged Through Third (3rd) Party Providers’ NMLS # 1133788