As mortgage brokers, we are always looking for new programs that we can offer our clients. We have access to almost any mortgage program that exists. We are experts at non-conventional or also know as subprime loans or non-agency loans or non-conforming loans. These type of loans are offered only by certain lenders and are almost never offered by the big banks such as Chase, Citi, Bank Of America, TD Bank or any other large commercial bank. We have been in business for decades and we have emerged as the go to mortgage broker when it comes to getting it done.
Below is just a few notable mortgage programs that we offer.
Loan Amounts – $300,000 to $40,000,000
LTV – up to 75% apartments, mixed-use, office, retail plaza, student housing, mobile home parks
Min credit score 620
Terms / Rates start at 4.15%, 3-5-7-10 year terms, 25-year amortization with no balloon payments
- Down payment gifts from family members acceptable
- Credit issues
- Foreign nationals
- Prior foreclosures, Short Sales, Bankruptcies
- Low Global Cash Flow ratios
- Property condition or stabilization issues
- Bridge Loans for upgrading and re-purposing properties
- Step down prepay
- Rate lock at application
- Primary and secondary markets