You are ready to seek a church loan, but how do you get started? How much can you borrow? Can you lower your current interest rate? These are the questions that most church leaders ask themselves when they need to seek church financing. Not knowing the answers leads them feeling overwhelmed and frustrated.

From our point of view, there is only one answer to this question which is to use MortgageDepot. Let us explain why:

1. We take the weight off your shoulders! We have been helping churches with their financing needs for over 20 years. This includes refinances, purchases, construction and renovation loans. We do not evaluate churches based solely on their credit rating, and we have programs for churches with good and bad credit. We are the church loan experts, and we make it our mission to put every church that closes a loan with us in a better financial position than when they came to us. We want all churches to be financially sound, so they can grow and help as many people in their communities as possible. To accomplish this goal, we have created a streamlined process that allows us to analyze the loan request and provide a written proposal in one business day.

2. We understand how the finances of a church work, better than banks and other lenders. Churches are often declined for loans simply because a lender does not understand church finances such as giving units or the income trends of churches. Additionally, if a church has its loan sold by their bank, many new lenders are not interested in renewing that loan or keeping it on their books due to the lenders lack of understanding of the church’s finances. We have solved that problem; we have a department of our loan officers that only work on church loans with loan officers who have been trained and educated in the church finance arena.

3. We are a national company with loan programs in almost every state. For churches with excellent credit and who meet the qualifications, we can provide 30-year fixed-rate loans with no balloons. If 30-year fixed loans are too long for your church, we also offer 7, 10, 15, 20- and 25-year fixed rate church loans.

Interest rates are low right now, which makes it the perfect time to start the mortgage process. If your church or another church you know needs church financing and is interested in learning more about our loan programs, then please call 800-710-6762 to speak to a loan officer.

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