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MortgageDepot has gone condo crazy

Your friends at MortgageDepot are pleased to announce new conforming conventional condo financing guidelines. Now we can qualify more clients for condo financing with fewer hassles. Lower pre-sale requirements for new builds Our pre-sale requirement for...

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Co-op Mortgages, Co-op Loans

If you have decided to purchase a co-op or you have plans to refinance a co-op, you may be actively searching for a great interest rate and competitive loan terms on coop mortgages. Co-ops generally are not acceptable property types for many types of...

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Why Choose a Non QM Program with MortgageDepot?

There are many reasons why choosing us, MortgageDepot, for your NON-QM loans makes a whole lot of sense. Well, we have been around for decades and nonqualified mortgage ( Non-QM) programs is what we are best at. We are not here to compete in the “whats...

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Mortgage Interest Rates

In today’s economy, financial markets fluctuate constantly, and mortgage rates change often, sometimes 2 or 3 times a day! To get the most current rates, take a few moments to complete our questionnaire. Tell us about the type of loan you are looking for, and your...

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Jumbo Mortgage

When a home buyer is looking for a large, luxury or expensive home in a high-income area, they often need to borrow a Jumbo Loan. These mortgages are much larger than the typical loan issued by government agencies Fannie Mae and Freddie Mac which currently...

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3.5% Down Payment for First Time Home Buyers

As the home market continues to go higher and higher, more buyers are getting into the action. While first time home buyers may feel a bit of apprehension at taking the plunge, there are some firms out there that are especially helpful.  We at...

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Stated Income Mortgages

Overview After the economic crisis of 2008, the mortgage rules and regulations across the industry changed quickly. At one time, there were stated income mortgage products where a potential buyer would simply have to state how much money they made without proving it...

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Co-op Refinance in New York

Thousands of New Yorkers live inside coop buildings. Coops tend to be cheaper than condos, and they allow residents to become a shareholder. There are tax benefits to coops as well, making them even more appealing financially. If you live in a coop, your shareholder...

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MortgageDepot Announcement

One of the most valuable benefits of doing business with MortgageDepot is having access to our Elite rates for your most qualified clients. To help make our relationship even stronger, we have some exciting news to share: we’ve lowered our Elite...

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Coop Purchase Loans in New York

How Co-op Purchase Loans and Mortgage Loans Differ In the New York City metropolitan area, certain multi-unit residential properties are owned by housing cooperatives (co-ops) rather than by real estate investors. A co-op is a corporation formed and shared by a...

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Turn your Fallout Loans into Closed Loans

Still striking out trying to find funding for your non-prime borrowers? There’s no reason to keep losing thousands of dollars in potential commissions when you can instead bring those investment deals to MortgageDepot. We want to help you Fund your Fall...

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Stated Income Residential & Commercial Properties

Stated Income Low Doc Commercial Loan Program Loan Amounts – $100,000 -$5,000,000 LTV – up to 75% apartments, mixed use, Office, retail plaza, warehouse, self- storage, industrial Min credit score 550 Terms – 3 and 5 years fixed, up to 30-year amortization...

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