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Home Purchase Loans

Most people who buy a home in New York or anywhere else use a home purchase loan, also called a mortgage, to pay for it. Before getting a mortgage, there are some things you should know. Credit score is king The most important factor in getting a mortgage and the...

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Mortgage Refinance in New York

As a New York State mortgage broker we are best at shopping for the best interest rate for our clients. We are a wholesale mortgage broker that searches all retail banks rates and we have the ability to beat that rate by a 1/8 of a percent. If you are looking to...

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No Credit or Experience Fix and Flip Loans

At MortgageDepot, we are always looking for creative mortgage programs. The latest program to Hit the market is the No credit or even No experience needed when it comes to fixing a property and then flipping it. See below some of the highlights of the...

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Working Capital to a Trucking Company

A borrower needed some quick working capital to assist with the purchase of a new truck. Even though the borrower had average credit and his business was cash-flow positive, finding financing had proved difficult. Trucking is considered a high-risk...

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Stated Income Loans Nationwide

We are a mortgage broker that specializes in 1-4 unit investment and commercial properties.  With just a minimum mid credit score of 650, you can get up to 75% LTV max with absolutely no personal income verified. We are between the institutional bank and...

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No Credit Score Borrowers – Fannie Mae Program

Effective September 24, 2016, MortgageDepot will entertain loan submissions for borrowers with no credit score for conventional conforming loans. Since we are a mortgage broker we are able to shop and offer the best mortgage options for our borrowers. We...

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Standard and Limited 203(k) Loans

Max Financing Down to 620 for both Purchase and Refinance Let MortgageDepot show you the fast and efficient way to manage 203k loans — We are the 203k professionals with over 25 years experience. We make the process simple for you–Let us show you how. Give...

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MortgageDepot is Hiring PROCESSORS NOW!

Join Us We’re just like you. We’re a team of mortgage professionals who want to make a difference every day. That’s what we do and what we do well. We want your expertise on our team. You will be rewarded and recognized because we value our people and their efforts....

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Stated Income Loans to 620 score

We now offer a solution for your borrowers with less than perfect credit on multifamily, mixed-use, warehouse, office, retail and automotive properties. We will go down to a 620 credit score and a maximum LTV of 50%. Bk discharge 1 day – OK No active FC or...

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For our Table Funding Clients – TRID Tip

Intent To Proceed Documentation Required for Pre-Closing Review Intent To Proceed documentation is required as part of the Pre-Closing Review. The documentation must be written and can take the form of an e-mail or letter from the Borrower(s), Loan...

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Flexible No Doc Guidelines

We at MortgageDepot are always adding new programs and updating old ones so our borrowers have a program for any situation. Commercial & Residential Properties,  Investment Properties, Non-conforming Borrowers, Real Estate Investments, Realtors, SFR...

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Reduced Doc for Jumbo Loans

We NOW have a REDUCED Doc Jumbo Arm for Self Employed individuals!!! Some of the requirements that jumped at me – Self Employed Stated Income ONLY – to be validated by documentation in the file to be determined as reasonable – i.e.: average monthly...

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Licensed By The Following State Regulatory Agencies:
New York State Department Of Financial Services
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*Registered Mortgage Broker — New York State Department Of Financial Services – All Mortgage Loans Are Arranged Through Third (3rd) Party Providers’ NMLS # 1133788