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Home Affordable Refinance Program

In early 2015, government officials estimated that up to 700,000 homeowners across the United States could benefit from the federal Home Affordable Refinance Program (HARP). Since 2009, HARP has helped millions of American mortgage borrowers stay in their homes by...

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New Loan Amount Limits 2017

As of January 2017, the national loan amounts for both conventional and FHA loan types have increased. This shows that home prices are rising and the loan limits need to be adjusted to reflect that. At MortgageDepot, we make sure that our loan officers are always kept...

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FHA Annual Mortgage Insurance Premium “Reduction” 2017

As per FHA Mortgagee Letter ML2017-01, the Annual MIP rates have been lowered, for mortgages with a Closing/Disbursement date on or after January 27, 2017.  Closing/Disbursement date refers to the later of the date of the signing of the Mortgage, or the...

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Express Renovation Loans

Anyone who has ever gone house hunting knows that no house is perfect. But many houses could be perfect if a few changes could be made; if some repairs could be done or if a new kitchen or an additional bath could be put in.In fact, today more than ever...

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Conventional Refinance Loans in New York

A conventional mortgage is one that is not insured by a government program, such as the VA or FHA. When you refinance into a conventional loan in New York or elsewhere, the process is pretty simple, but there are some things you have to keep in...

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Condo Refinance in New York

Refinancing any kind of home can sometimes be a challenging process. However, condos seem to have an additional layer of difficulty subject to approval by the Federal Housing Administration along with Freddie Mac and Fannie Mae before these organizations...

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Consolidate Your Debt with a Cash out Refinance

Whether you have credit card debt, student loans, personal installment loans or other types of debt, you may be tired of making many payments to different lenders. You may also be looking for a way to lower your total monthly payments, make it easy to...

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Expanded FHA Loans

At MortgageDepot we strive to provide our valued clients with the best overall selection of loan programs for all needs. We understand that there is not a one-size-fits all financing program that will meet your needs, and we strive to provide the best...

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Home Possible Highlights

WHAT:MortgageDepot is one of the first brokers to have preferred Freddie Mac LP Home Possible pricing. Up to a .25% better than Fannie Mae interest rates AND possible credits towards closing costs depending upon borrower income. ALL loan types are eligible...

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Jumbo Loans as low as 600 credit score

Are you self-employed borrowers or wage earner Borrowers who don’t quite have the credit to qualify for a Prime Jumbo mortgage loan?We offer Jumbo Loans for Full doc or Alt Doc as low as 600 credit score90% LTV with NO MI Jumbo loans with 720+ scores.We...

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Conventional Loans

Deciding on the home to purchase is only the first of many decisions buyers must make. Financing the purchase can make the typical buyer wish for a friend or relative in the mortgage business. At Mortgage Depot, we are your source for everything you need to know about...

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VA Loans

Former members of the United States Armed Services may be eligible for loans through the United States Department of Veterans Affairs. VA loans have several significant advantages over loans provided and secured through private sources.First, VA loans...

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