• We now offer a 40-year loan with the first 10 years as interest only, enjoy a low monthly mortgage payment!!!
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Case Study on a recent transaction

Scenario: A New York borrower reached out to us in early October. The client is seeking to purchase a single family residence and time was most definitely of the essence at this point.Problem: This client had a purchase contract that expired while he was seeking to...

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Investor 1-4 Program Enhancements

We are dedicated to helping our borrowers with getting the funding that they need, so we made some great updates to our ‘No Income Verification’ program!Moving forward, any purchase on a residential investment property, where the borrower has a 700+ FICO score, now...

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Downpayment Assistance Programs

If you are interested in buying a new home in the near future, you may be taking a closer look at your finances and trying to figure out how you will get the money you need to purchase the home you want. You may qualify for the loan amount you desire based...

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Home Purchase Loans

Most people who buy a home in New York or anywhere else use a home purchase loan, also called a mortgage, to pay for it. Before getting a mortgage, there are some things you should know. Credit score is king The most important factor in getting a mortgage and the...

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Refinance Mortgage in New York

As a New York State mortgage broker we are best at shopping for the best interest rate for our clients. We are a wholesale mortgage broker that searches all retail banks rates and we have the ability to beat that rate by a 1/8 of a percent. If you are looking to...

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No Credit or Experience Fix and Flip Loans

At MortgageDepot, we are always looking for creative mortgage programs. The latest program to Hit the market is the No credit or even No experience needed when it comes to fixing a property and then flipping it. See below some of the highlights of the...

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Working Capital to a Trucking Company

A borrower needed some quick working capital to assist with the purchase of a new truck. Even though the borrower had average credit and his business was cash-flow positive, finding financing had proved difficult.Trucking is considered a high-risk industry...

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Stated Income Loans Nationwide

We are a mortgage broker that specializes in 1-4 unit investment and commercial properties.  With just a minimum mid credit score of 650, you can get up to 75% LTV max with absolutely no personal income verified. We are between the institutional bank and...

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No Credit Score Borrowers – Fannie Mae Program

Effective September 24, 2016, MortgageDepot will entertain loan submissions for borrowers with no credit score for conventional conforming loans. Since we are a mortgage broker we are able to shop and offer the best mortgage options for our borrowers. We...

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Standard and Limited 203(k) Loans

Max Financing Down to 620 for both Purchase and RefinanceLet MortgageDepot show you the fast and efficient way to manage 203k loans — We are the 203k professionals with over 25 years experience. We make the process simple for you–Let us show you how.Give...

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MortgageDepot is Hiring PROCESSORS NOW!

Join UsWe’re just like you. We’re a team of mortgage professionals who want to make a difference every day. That’s what we do and what we do well. We want your expertise on our team. You will be rewarded and recognized because we value our people and their efforts. It...

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Stated Income Loans to 620 score

We now offer a solution for your borrowers with less than perfect credit on multifamily, mixed-use, warehouse, office, retail and automotive properties.We will go down to a 620 credit score and a maximum LTV of 50%.Bk discharge 1 day – OKNo active FC or...

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New York State Department Of Financial Services
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