• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
(800) 535-0270
Select Page

Should I Be Preapproved Before Home Shopping

We strive to maximize the chance that each of our clients will be able to buy the home of their dreams. That’s why we recommend that before going home shopping, you take time to get pre-approved for a loan. Three Reasons Why You Should Get Pre-Approved 1. Identify...

read more

No Overlays in Underwriting

If you have been looking for the right financing for your home buying or refinancing plans and have recently been told that you do not qualify for a conventional loan program, the reason may be due to overlays. Residential loan programs from Fannie Mae,...

read more

Credit Score Tips

When you apply for a home mortgage, your credit scores will be one of the most significant factors that will influence the interest rate and loan terms that you receive. Your scores can also have a direct impact on whether you are approved for your...

read more

Condo Limited Review – 90% LTV

A condo can provide you with an affordable, convenient housing option, but financing a condo can seem challenging. You may have your eye on a new condo you would like to purchase, or you may be interested in refinancing a property that you already own....

read more

Financing Updates

Whether you are thinking about applying for a new mortgage to purchase a home or you have plans to refinance your home, you may be wondering if Fannie Mae loans are right for you. These are a unique type of financing option that is known for having competitive...

read more

HomeStyle Renovation Loans

Renovation loans expand a consumers power to own a home that best suits their ideas at an affordable price. • Allows a borrower to obtain a more favorably priced property in a prime location. • Widens the borrower's options by allowing the borrower to...

read more

To Be Determined (TBD) Pre-Approval

Get Pre-Approved while you shop for a new home. Our wholesale lenders will allow us to issue a mortgage commitment subject to a contract of sale and appraisal on the property in question. This is good news for those buyers that want to know for sure that...

read more

Conforming Underwriting Guideline Update

MortgageDepot.com is pleased to announce the following changes to our wholesale conforming underwriting guidelines. These changes are effective immediately. For a borrower who is qualified using base pay, bonus, overtime or commission income less than 25% of the...

read more

We Offer Business Loans

Unless you are extremely well qualified walking into a bank and obtaining financing will be frustrating at best. MortgageDepot.com and its Loan Officers end these frustrations with real funding solutions at reasonable rates. We have listed a few key benefits and...

read more

Fresh Start Mortgage Program

We are proud to announce the roll out of our new Fresh Start Mortgage Program, which was created to help homeowners who are experiencing hardship and currently late or behind on their mortgage payments. Per the Federal Reserve, interest rates are going up...

read more

© 2019 www.mortgagedepot.com. All Rights Reserved.
Licensed By The Following State Regulatory Agencies:
New York State Department Of Financial Services
Florida Office Of Financial Regulation.
Website Authorization By The New York State Department Of Financial Services Is Approved.
*Registered Mortgage Broker — New York State Department Of Financial Services – All Mortgage Loans Are Arranged Through Third (3rd) Party Providers’ NMLS # 1133788