• Ask about our bank statement program which eliminates the use of tax returns and we just use the deposits in your bank account to calculate income.
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Fix and Flip Financing

MortgageDepot is leading the way in finding smarter ways for you and your clients to finance fix and flip properties or rental properties. We offer cost-effective and innovative lending solutions specifically for these borrowers. We provide direct equity-based funding...

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Residential Properties-Fix and Lease

We’re experts in assisting real estate investors who specialize in Fix & Lease rehab projects. Have you identified a property that’s in need of a rehab in order to make it a cash-flowing rental property? Have you had difficulty obtaining the finances necessary to...

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Rehabilitation Loan Program

If you’re a real estate investor looking for rehab financing, we have innovative finance programs that can make a significant difference in your business. Through our Rehabilitation loan program, we’re able to work directly with real estate investors, builders,...

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HOT THIS WEEK

Our Exclusive! Appraisal Waivers Now Available We have partnered with a wholesale lender to give us a big advantage over our competition: appraisal waivers. This means we run the loan through Fannie Mae or Freddie Mac and receive a waiver for the appraisal, which...

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We Simplify The Mortgage Process

Our team of professionals are accustomed to making sure that the mortgage loan process is as smooth as can be. Take a look at the some of the process that goes into each loan. Loan Submission Form (this is what holds up most of loan submissions) – we insure it is...

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Home Possible Advantage Plus

Brand NEW Program Update “Home Possible Advantage Plus” We are pleased to announce the addition of “Home Possible Advantage Plus” to our program offering. This is an extension of the Home Possible Advantage program, offering either a 1% or 2% grant towards the...

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Non-Conforming Jumbo Mortgages

We have a non-agency jumbo product that allows someone with a FICO as low as 700 to get up to 80% financing! At Mortgage Depot we are constantly looking for mortgage programs that will meet our borrowers' expectations. For those luxury home-buyers, we have...

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2016 Qualifying Income

Income from 2016 Used to Qualify 1. When 2016 income is being to qualify, and the underwriter is unable to validate the income using transcripts (e.g. recently filed and no transcripts are available), one of the following scenarios must be met: When 1040s show that...

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Foreign Nationals Program

In the United States, all homeowners are property investors. Homeownership is one of the tenets of the American Dream, and it is available to foreigners who wish to own a piece of this great nation. New York is one of the most attractive states for foreign national...

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Communication and honesty: The mark of a good loan officer

When home buyers set out to find the home of their dreams, the key players working with them are their real estate agent and loan officer. The fact that most residential home purchases require mortgage financing makes the relationship between the loan officer and the...

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What You Need To Know About Reverse Mortgages

A reverse mortgage is an ideal way to make your retirement years financially easier and more enjoyable. Although the term reverse mortgage can be confusing, it can be seen as a homeowner selling part or their entire home over time. The way it works is quite simple....

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Home Affordable Refinance Program

In early 2015, government officials estimated that up to 700,000 homeowners across the United States could benefit from the federal Home Affordable Refinance Program (HARP). Since 2009, HARP has helped millions of American mortgage borrowers stay in their homes by...

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