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Stated Income Loans Nationwide

We are a mortgage broker that specializes in 1-4 unit investment and commercial properties.  With just a minimum mid credit score of 650, you can get up to 75% LTV max with absolutely no personal income verified. We are between the institutional bank and...

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Standard and Limited 203(k) Loans

Max Financing Down to 620 for both Purchase and Refinance Let MortgageDepot show you the fast and efficient way to manage 203k loans — We are the 203k professionals with over 25 years experience. We make the process simple for you–Let us show you how. Give...

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MortgageDepot is Hiring PROCESSORS NOW!

Join Us We’re just like you. We’re a team of mortgage professionals who want to make a difference every day. That’s what we do and what we do well. We want your expertise on our team. You will be rewarded and recognized because we value our people and their efforts....

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Stated Income Loans to 620 score

We now offer a solution for your borrowers with less than perfect credit on multifamily, mixed-use, warehouse, office, retail and automotive properties. We will go down to a 620 credit score and a maximum LTV of 50%. Bk discharge 1 day – OK No active FC or...

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For our Table Funding Clients – TRID Tip

Intent To Proceed Documentation Required for Pre-Closing Review Intent To Proceed documentation is required as part of the Pre-Closing Review. The documentation must be written and can take the form of an e-mail or letter from the Borrower(s), Loan...

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Flexible No Doc Guidelines

We at MortgageDepot are always adding new programs and updating old ones so our borrowers have a program for any situation. Commercial & Residential Properties,  Investment Properties, Non-conforming Borrowers, Real Estate Investments, Realtors, SFR...

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Reduced Doc for Jumbo Loans

We NOW have a REDUCED Doc Jumbo Arm for Self Employed individuals!!! Some of the requirements that jumped at me – Self Employed Stated Income ONLY – to be validated by documentation in the file to be determined as reasonable – i.e.: average monthly...

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No Minimum Borrower Contribution

In the past, most banks and lenders would require you to pay a certain percentage of money from a specific source of personal funds on any low down payment mortgage transaction if you used gift funds from a person or entity to help you complete the...

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Combo Mortgages

If you have started learning more about the different financing options available to you, you may be taking a closer look at high loan-to-value options. There are two main ways to achieve a higher loan-to-value. These include using a combination mortgage...

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