• We now offer a 40-year loan with the first 10 years as interest only, enjoy a low monthly mortgage payment!!!
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Introducing the Non-QM Investor Program

If you own an investment property or you are looking to purchase an investment property and you also cannot verify or show your income, we are introducing a mortgage program that fits perfectly. Its NON-QM loan meaning, not a qualified mortgage which is...

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How We Do Business

We have made a huge change in our Conventional Pricing. We also came out with a new MortgageDepot program MDExpress. This will allow for a better rate enhancement to the price for W2’d Borrower, 1 Family Home. Purchase, Rate & Term Refinance as well as...

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Loan Officers We Are Hiring

Loan officers, Teams, Branch Managers we are still in the beginning of the year if you`re looking or been thinking about joining a company that works with lenders that truly have NO OVERLAYS and Emotionless underwriting. We have a great place to introduce...

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Clear to Close in 22 Days!

MortgageDepot, YOUR LOAN WENT FROM SUBMISSION TO CTC IN 22 BUSINESS DAYS! The Chiu loan was submitted 1/8 and received the CTC on2/7!! Great work Marzena and Aimee!

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Stated Income Loans

As a mortgage broker that knows stated income loans we specialize in the self-employed borrower who is looking for financing. Below you will see guidelines for our stated income loans.Our Programs:Up to 75% LTVCredit: 650+30 yr AmortizationNo income...

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Fannie Mae HomeStyle Renovation Update

Fannie Mae has made some changes to their HomeStyle renovation program removing all underwriting overlays and now allowing 3-4 unit options on purchases and refinances of a primary residence. Fannie Mae also made it possible to offer adjutables rates such...

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Fannie vs Freddie Max LTV

Mortgage Depot has years of experience obtaining mortgage loans for borrowers in need of financing to complete the purchase or refinance of residential and commercial properties throughout the country. We pride ourselves on our commitment of providing our...

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Benefits of Home Ownership

For many people, buying a home is the biggest financial investment they will ever make. The advantages of owning as opposed to renting a home may differ from one person to another, but a few of the benefits most commonly associated with homeownership...

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FANNIE MAE- Cash Out LLC UPDATE

As some of you may be aware that Fannie Mae made a change early in the year in 2017 that the individual must be on title for 6 months even if the property in the LLC is owned by the individual. Fannie Mae has now made the change back to allow an individual...

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Loan Closed in Under 10 Days

Once again we have proven ourselves and closed a loan in 8 days. With the help of the borrower being very organized and had most of his paperwork prepared we were able to submit a loan get an appraisal done and clear the loan in just 8 business days, this is a record...

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Piggyback Loans

MortgageDepot is pleased to announce the roll-out of a Simultaneous Home Equity Line of Credit when combined with a First Mortgage loan for either conventional or high-balance loan. There are many reasons why a piggyback loan is the right choice for you. either its...

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