Second Mortgage

In our ongoing mission to provide cutting-edge financial solutions, we’re excited to introduce a brand-new offering—our Stand Alone 2nd Lien Program. This specialized loan product is designed to empower homeowners to tap into their home’s equity, providing you with a compelling tool to diversify your loan portfolio and meet the varied needs of your clients.

Stand Alone 2nd Lien Program Highlights:

• Up to 90% CLTV: Our clients can leverage up to 90% of their home’s equity.
• Minimum FICO 680: With moderate credit requirements, this program opens doors for a broader audience.
• Max DTI 50%: Provides ample financial flexibility for borrowers.
• Flexible Loan Amounts: Ranging from $150,000 to $500,000 to accommodate diverse financial goals.
• Loan Terms: Options include 10, 15, and 30-year fixed-rate terms.
• Documentation Flexibility: Full Doc, Alt Doc—like Personal and Business Bank Statements, and 1099—are all acceptable.
• Property Types: Available for Primary, Second Home, and Investment Properties.

Why Offer the Stand Alone 2nd Lien Program?
This closed-end second mortgage allows borrowers to capitalize on their home equity without affecting their primary low-interest mortgage. Whether you are looking to fund a major renovation, invest in another property, or consolidate debt, this product adds another layer of financial solutions we offer.

When it comes to Non-QM lending, experience matters–we can figure out how to get difficult deals done!

Let’s discuss how we can collaborate and help you deliver the best solutions our program offers..

Connect with one of our loan consultants to learn more.