No Income Check Mortgage
We have emerged as the Top Choice for providing No Income Check Mortgages for those borrowers that qualify for the program. The Stated Income program does exist and has specific requirements in order to get that type of financing. The program is mostly designed for the self-employed borrower as an option for home financing, being that self-employed individuals have a complex way of documenting income. As time has evolved the No Income check program has allowed individuals who are 1099 or retired to also obtain financing under this program. Most lenders across the continental United States require that borrowers provide income documentation to qualify for a mortgage loan and do not offer no income verification mortgages no matter what the transaction is, either it be a purchase or a refinance.
We have the stated income program that does not require any income documentation at all.
- No Tax Returns Required
- No Pay-Stubs Required
- No W2’s Required
We require 30% down payment for a purchase transaction and 65% Loan to Value ( LTV) financing for refinancing. There are other requirements that need to be met that’s why we recommend contacting one of our experienced loan officers that specialize in no income verification loans. We are a reputable company and have been around since 1993. Our portfolio of products surpasses that of any other lender.
The no income check program is available in 46 states, so please contact us either by phone (800) 535-0270 or email us at firstname.lastname@example.org to find out what states are eligible for the stated income program and what other requirements need to be met for this program.
See below some highlights of the program.
- No Tax Returns / W2’s / Pay stubs
- Loans amounts up to $3 Million
- 1-4 residential Units and Condos (must be investment property)
- 5+ Unit Multifamily and Mixed-Use Properties
- Office, Retail, Warehouse, Self-Storage, Automotive Service.
- No limit on how many properties owned
- Call for Terms and Pricing