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Conventional Refinance Loans in New York

A conventional mortgage is one that is not insured by a government program, such as the VA or FHA. When you refinance into a conventional loan in New York or elsewhere, the process is pretty simple, but there are some things you have to keep in...

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Condo Refinance in New York

Refinancing any kind of home can sometimes be a challenging process. However, condos seem to have an additional layer of difficulty subject to approval by the Federal Housing Administration along with Freddie Mac and Fannie Mae before these organizations...

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Consolidate Your Debt with a Cash out Refinance

Whether you have credit card debt, student loans, personal installment loans or other types of debt, you may be tired of making many payments to different lenders. You may also be looking for a way to lower your total monthly payments, make it easy to...

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Expanded FHA Loans

At MortgageDepot we strive to provide our valued clients with the best overall selection of loan programs for all needs. We understand that there is not a one-size-fits all financing program that will meet your needs, and we strive to provide the best...

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Home Possible Highlights

WHAT: MortgageDepot is one of the first brokers to have preferred Freddie Mac LP Home Possible pricing. Up to a .25% better than Fannie Mae interest rates AND possible credits towards closing costs depending upon borrower income. ALL loan types are...

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Jumbo Loans as low as 600 credit score

Are you self-employed borrowers or wage earner Borrowers who don’t quite have the credit to qualify for a Prime Jumbo mortgage loan? We offer Jumbo Loans for Full doc or Alt Doc as low as 600 credit score 90% LTV with NO MI Jumbo loans with 720+ scores. We...

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Conventional Loans

Deciding on the home to purchase is only the first of many decisions buyers must make. Financing the purchase can make the typical buyer wish for a friend or relative in the mortgage business. At Mortgage Depot, we are your source for everything you need to know about...

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VA Loans

Former members of the United States Armed Services may be eligible for loans through the United States Department of Veterans Affairs. VA loans have several significant advantages over loans provided and secured through private sources.First, VA loans...

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Which renovation loan works best for you

Many home buyers fall in love with a house that needs some TLC, but then realize they can’t afford to buy the house and also update it. Or if the house has major damage, they’re told it won’t qualify for a loan because it’s unlivable. That’s where...

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Case Study on a recent transaction

Scenario: A New York borrower reached out to us in early October. The client is seeking to purchase a single family residence and time was most definitely of the essence at this point. Problem: This client had a purchase contract that expired while he was seeking to...

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Investor 1-4 Program Enhancements

We are dedicated to helping our borrowers with getting the funding that they need, so we made some great updates to our ‘No Income Verification’ program! Moving forward, any purchase on a residential investment property, where the borrower has a 700+ FICO score, now...

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Downpayment Assistance Programs

If you are interested in buying a new home in the near future, you may be taking a closer look at your finances and trying to figure out how you will get the money you need to purchase the home you want. You may qualify for the loan amount you desire based...

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